LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,072
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,510
−HK$444/mo
Today · 4.125%
HK$14,954
baseline
▲ 0.50% · 4.625%
HK$15,864
+HK$910/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,908/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,655
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,075
−HK$426/mo
Today · 4.125%
HK$16,501
baseline
▲ 0.50% · 4.625%
HK$17,370
+HK$869/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,002/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,886
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,412
−HK$533/mo
Today · 4.125%
HK$17,945
baseline
▲ 0.50% · 4.625%
HK$19,037
+HK$1,092/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,890/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,786
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,290
−HK$511/mo
Today · 4.125%
HK$19,801
baseline
▲ 0.50% · 4.625%
HK$20,845
+HK$1,044/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,602/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,701
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,314
−HK$622/mo
Today · 4.125%
HK$20,936
baseline
▲ 0.50% · 4.625%
HK$22,210
+HK$1,274/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,872/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,917
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$596/mo
Today · 4.125%
HK$23,101
baseline
▲ 0.50% · 4.625%
HK$24,319
+HK$1,218/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,202/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$801/mo
Today · 4.125%
HK$26,918
baseline
▲ 0.50% · 4.625%
HK$28,556
+HK$1,638/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$53,836/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,179
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,935
−HK$766/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,267
+HK$1,566/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$152,122 · Scale 2, in force from 26 Feb 2026)