LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,723
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$145,100
−HK$4,448/mo
Today · 4.125%
HK$149,548
baseline
▲ 0.50% · 4.625%
HK$158,647
+HK$9,099/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$299,096/mo (50% DSR)
Upfront cash ≈ HK$33.48M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,553
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$160,752
−HK$4,259/mo
Today · 4.125%
HK$165,011
baseline
▲ 0.50% · 4.625%
HK$173,709
+HK$8,698/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$330,022/mo (50% DSR)
Upfront cash ≈ HK$33.48M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,868
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$174,121
−HK$5,336/mo
Today · 4.125%
HK$179,457
baseline
▲ 0.50% · 4.625%
HK$190,377
+HK$10,920/mo
Deposit HK$24.69M · loan HK$37.03M · min. income ≈ HK$358,914/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,864
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$192,902
−HK$5,111/mo
Today · 4.125%
HK$198,013
baseline
▲ 0.50% · 4.625%
HK$208,451
+HK$10,438/mo
Deposit HK$24.69M · loan HK$37.03M · min. income ≈ HK$396,026/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,012
−HK$12,355/mo
▼ 0.25% · 3.875%
HK$203,141
−HK$6,226/mo
Today · 4.125%
HK$209,367
baseline
▲ 0.50% · 4.625%
HK$222,106
+HK$12,739/mo
Deposit HK$18.51M · loan HK$43.20M · min. income ≈ HK$418,734/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,174
−HK$11,842/mo
▼ 0.25% · 3.875%
HK$225,052
−HK$5,964/mo
Today · 4.125%
HK$231,016
baseline
▲ 0.50% · 4.625%
HK$243,193
+HK$12,177/mo
Deposit HK$18.51M · loan HK$43.20M · min. income ≈ HK$462,032/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,302
−HK$15,884/mo
▼ 0.25% · 3.875%
HK$261,181
−HK$8,005/mo
Today · 4.125%
HK$269,186
baseline
▲ 0.50% · 4.625%
HK$285,565
+HK$16,379/mo
Deposit HK$6.17M · loan HK$55.54M · min. income ≈ HK$538,372/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,796
−HK$15,224/mo
▼ 0.25% · 3.875%
HK$289,353
−HK$7,667/mo
Today · 4.125%
HK$297,020
baseline
▲ 0.50% · 4.625%
HK$312,676
+HK$15,656/mo
Deposit HK$6.17M · loan HK$55.54M · min. income ≈ HK$594,040/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,622,835 · Scale 2, in force from 26 Feb 2026)