LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,732
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$145,110
−HK$4,447/mo
Today · 4.125%
HK$149,557
baseline
▲ 0.50% · 4.625%
HK$158,658
+HK$9,101/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$299,114/mo (50% DSR)
Upfront cash ≈ HK$33.48M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,563
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,762
−HK$4,260/mo
Today · 4.125%
HK$165,022
baseline
▲ 0.50% · 4.625%
HK$173,720
+HK$8,698/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$330,044/mo (50% DSR)
Upfront cash ≈ HK$33.48M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,879
−HK$10,590/mo
▼ 0.25% · 3.875%
HK$174,132
−HK$5,337/mo
Today · 4.125%
HK$179,469
baseline
▲ 0.50% · 4.625%
HK$190,389
+HK$10,920/mo
Deposit HK$24.69M · loan HK$37.03M · min. income ≈ HK$358,938/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,876
−HK$10,150/mo
▼ 0.25% · 3.875%
HK$192,915
−HK$5,111/mo
Today · 4.125%
HK$198,026
baseline
▲ 0.50% · 4.625%
HK$208,464
+HK$10,438/mo
Deposit HK$24.69M · loan HK$37.03M · min. income ≈ HK$396,052/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,025
−HK$12,355/mo
▼ 0.25% · 3.875%
HK$203,154
−HK$6,226/mo
Today · 4.125%
HK$209,380
baseline
▲ 0.50% · 4.625%
HK$222,121
+HK$12,741/mo
Deposit HK$18.52M · loan HK$43.20M · min. income ≈ HK$418,760/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,189
−HK$11,842/mo
▼ 0.25% · 3.875%
HK$225,067
−HK$5,964/mo
Today · 4.125%
HK$231,031
baseline
▲ 0.50% · 4.625%
HK$243,209
+HK$12,178/mo
Deposit HK$18.52M · loan HK$43.20M · min. income ≈ HK$462,062/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,318
−HK$15,885/mo
▼ 0.25% · 3.875%
HK$261,198
−HK$8,005/mo
Today · 4.125%
HK$269,203
baseline
▲ 0.50% · 4.625%
HK$285,584
+HK$16,381/mo
Deposit HK$6.17M · loan HK$55.55M · min. income ≈ HK$538,406/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,814
−HK$15,225/mo
▼ 0.25% · 3.875%
HK$289,372
−HK$7,667/mo
Today · 4.125%
HK$297,039
baseline
▲ 0.50% · 4.625%
HK$312,697
+HK$15,658/mo
Deposit HK$6.17M · loan HK$55.55M · min. income ≈ HK$594,078/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,623,005 · Scale 2, in force from 26 Feb 2026)