LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,757
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,135
−HK$4,448/mo
Today · 4.125%
HK$149,583
baseline
▲ 0.50% · 4.625%
HK$158,685
+HK$9,102/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$299,166/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,590
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,790
−HK$4,260/mo
Today · 4.125%
HK$165,050
baseline
▲ 0.50% · 4.625%
HK$173,750
+HK$8,700/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$330,100/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,908
−HK$10,592/mo
▼ 0.25% · 3.875%
HK$174,162
−HK$5,338/mo
Today · 4.125%
HK$179,500
baseline
▲ 0.50% · 4.625%
HK$190,422
+HK$10,922/mo
Deposit HK$24.69M · loan HK$37.04M · min. income ≈ HK$359,000/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,908
−HK$10,152/mo
▼ 0.25% · 3.875%
HK$192,948
−HK$5,112/mo
Today · 4.125%
HK$198,060
baseline
▲ 0.50% · 4.625%
HK$208,500
+HK$10,440/mo
Deposit HK$24.69M · loan HK$37.04M · min. income ≈ HK$396,120/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,059
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$203,189
−HK$6,228/mo
Today · 4.125%
HK$209,417
baseline
▲ 0.50% · 4.625%
HK$222,159
+HK$12,742/mo
Deposit HK$18.52M · loan HK$43.21M · min. income ≈ HK$418,834/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,226
−HK$11,845/mo
▼ 0.25% · 3.875%
HK$225,106
−HK$5,965/mo
Today · 4.125%
HK$231,071
baseline
▲ 0.50% · 4.625%
HK$243,251
+HK$12,180/mo
Deposit HK$18.52M · loan HK$43.21M · min. income ≈ HK$462,142/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,362
−HK$15,888/mo
▼ 0.25% · 3.875%
HK$261,243
−HK$8,007/mo
Today · 4.125%
HK$269,250
baseline
▲ 0.50% · 4.625%
HK$285,633
+HK$16,383/mo
Deposit HK$6.17M · loan HK$55.56M · min. income ≈ HK$538,500/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,863
−HK$15,228/mo
▼ 0.25% · 3.875%
HK$289,422
−HK$7,669/mo
Today · 4.125%
HK$297,091
baseline
▲ 0.50% · 4.625%
HK$312,751
+HK$15,660/mo
Deposit HK$6.17M · loan HK$55.56M · min. income ≈ HK$594,182/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,623,457 · Scale 2, in force from 26 Feb 2026)