LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,758
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,137
−HK$4,448/mo
Today · 4.125%
HK$149,585
baseline
▲ 0.50% · 4.625%
HK$158,687
+HK$9,102/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$299,170/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,592
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,792
−HK$4,260/mo
Today · 4.125%
HK$165,052
baseline
▲ 0.50% · 4.625%
HK$173,753
+HK$8,701/mo
Deposit HK$30.86M · loan HK$30.86M · min. income ≈ HK$330,104/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,910
−HK$10,592/mo
▼ 0.25% · 3.875%
HK$174,164
−HK$5,338/mo
Today · 4.125%
HK$179,502
baseline
▲ 0.50% · 4.625%
HK$190,424
+HK$10,922/mo
Deposit HK$24.69M · loan HK$37.04M · min. income ≈ HK$359,004/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,911
−HK$10,152/mo
▼ 0.25% · 3.875%
HK$192,950
−HK$5,113/mo
Today · 4.125%
HK$198,063
baseline
▲ 0.50% · 4.625%
HK$208,503
+HK$10,440/mo
Deposit HK$24.69M · loan HK$37.04M · min. income ≈ HK$396,126/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,062
−HK$12,357/mo
▼ 0.25% · 3.875%
HK$203,191
−HK$6,228/mo
Today · 4.125%
HK$209,419
baseline
▲ 0.50% · 4.625%
HK$222,162
+HK$12,743/mo
Deposit HK$18.52M · loan HK$43.21M · min. income ≈ HK$418,838/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,229
−HK$11,844/mo
▼ 0.25% · 3.875%
HK$225,109
−HK$5,964/mo
Today · 4.125%
HK$231,073
baseline
▲ 0.50% · 4.625%
HK$243,254
+HK$12,181/mo
Deposit HK$18.52M · loan HK$43.21M · min. income ≈ HK$462,146/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,365
−HK$15,888/mo
▼ 0.25% · 3.875%
HK$261,246
−HK$8,007/mo
Today · 4.125%
HK$269,253
baseline
▲ 0.50% · 4.625%
HK$285,637
+HK$16,384/mo
Deposit HK$6.17M · loan HK$55.56M · min. income ≈ HK$538,506/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,866
−HK$15,228/mo
▼ 0.25% · 3.875%
HK$289,425
−HK$7,669/mo
Today · 4.125%
HK$297,094
baseline
▲ 0.50% · 4.625%
HK$312,755
+HK$15,661/mo
Deposit HK$6.17M · loan HK$55.56M · min. income ≈ HK$594,188/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,623,490 · Scale 2, in force from 26 Feb 2026)