LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,076
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,514
−HK$445/mo
Today · 4.125%
HK$14,959
baseline
▲ 0.50% · 4.625%
HK$15,869
+HK$910/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,918/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,660
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,080
−HK$426/mo
Today · 4.125%
HK$16,506
baseline
▲ 0.50% · 4.625%
HK$17,376
+HK$870/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,012/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,892
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,417
−HK$534/mo
Today · 4.125%
HK$17,951
baseline
▲ 0.50% · 4.625%
HK$19,043
+HK$1,092/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,902/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,792
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,296
−HK$511/mo
Today · 4.125%
HK$19,807
baseline
▲ 0.50% · 4.625%
HK$20,851
+HK$1,044/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,614/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,707
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,320
−HK$623/mo
Today · 4.125%
HK$20,943
baseline
▲ 0.50% · 4.625%
HK$22,217
+HK$1,274/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,886/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,924
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,512
−HK$596/mo
Today · 4.125%
HK$23,108
baseline
▲ 0.50% · 4.625%
HK$24,326
+HK$1,218/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,216/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,338
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,126
−HK$800/mo
Today · 4.125%
HK$26,926
baseline
▲ 0.50% · 4.625%
HK$28,565
+HK$1,639/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$53,852/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,188
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,944
−HK$767/mo
Today · 4.125%
HK$29,711
baseline
▲ 0.50% · 4.625%
HK$31,277
+HK$1,566/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$59,422/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,317 · Scale 2, in force from 26 Feb 2026)