LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,077
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,515
−HK$445/mo
Today · 4.125%
HK$14,960
baseline
▲ 0.50% · 4.625%
HK$15,870
+HK$910/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,920/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,660
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,080
−HK$426/mo
Today · 4.125%
HK$16,506
baseline
▲ 0.50% · 4.625%
HK$17,377
+HK$871/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,012/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,892
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,418
−HK$534/mo
Today · 4.125%
HK$17,952
baseline
▲ 0.50% · 4.625%
HK$19,044
+HK$1,092/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,904/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,792
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,296
−HK$512/mo
Today · 4.125%
HK$19,808
baseline
▲ 0.50% · 4.625%
HK$20,852
+HK$1,044/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,616/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,708
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,321
−HK$622/mo
Today · 4.125%
HK$20,943
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,275/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,886/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,925
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,513
−HK$596/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,327
+HK$1,218/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,338
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,127
−HK$800/mo
Today · 4.125%
HK$26,927
baseline
▲ 0.50% · 4.625%
HK$28,566
+HK$1,639/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$53,854/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,189
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,945
−HK$767/mo
Today · 4.125%
HK$29,712
baseline
▲ 0.50% · 4.625%
HK$31,278
+HK$1,566/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$59,424/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,338 · Scale 2, in force from 26 Feb 2026)