LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,771
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,149
−HK$4,449/mo
Today · 4.125%
HK$149,598
baseline
▲ 0.50% · 4.625%
HK$158,701
+HK$9,103/mo
Deposit HK$30.87M · loan HK$30.87M · min. income ≈ HK$299,196/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,606
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,806
−HK$4,261/mo
Today · 4.125%
HK$165,067
baseline
▲ 0.50% · 4.625%
HK$173,768
+HK$8,701/mo
Deposit HK$30.87M · loan HK$30.87M · min. income ≈ HK$330,134/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,925
−HK$10,593/mo
▼ 0.25% · 3.875%
HK$174,179
−HK$5,339/mo
Today · 4.125%
HK$179,518
baseline
▲ 0.50% · 4.625%
HK$190,441
+HK$10,923/mo
Deposit HK$24.69M · loan HK$37.04M · min. income ≈ HK$359,036/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,927
−HK$10,153/mo
▼ 0.25% · 3.875%
HK$192,967
−HK$5,113/mo
Today · 4.125%
HK$198,080
baseline
▲ 0.50% · 4.625%
HK$208,521
+HK$10,441/mo
Deposit HK$24.69M · loan HK$37.04M · min. income ≈ HK$396,160/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,079
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$203,209
−HK$6,228/mo
Today · 4.125%
HK$209,437
baseline
▲ 0.50% · 4.625%
HK$222,181
+HK$12,744/mo
Deposit HK$18.52M · loan HK$43.21M · min. income ≈ HK$418,874/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,248
−HK$11,845/mo
▼ 0.25% · 3.875%
HK$225,128
−HK$5,965/mo
Today · 4.125%
HK$231,093
baseline
▲ 0.50% · 4.625%
HK$243,275
+HK$12,182/mo
Deposit HK$18.52M · loan HK$43.21M · min. income ≈ HK$462,186/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,387
−HK$15,890/mo
▼ 0.25% · 3.875%
HK$261,269
−HK$8,008/mo
Today · 4.125%
HK$269,277
baseline
▲ 0.50% · 4.625%
HK$285,661
+HK$16,384/mo
Deposit HK$6.17M · loan HK$55.56M · min. income ≈ HK$538,554/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,890
−HK$15,230/mo
▼ 0.25% · 3.875%
HK$289,451
−HK$7,669/mo
Today · 4.125%
HK$297,120
baseline
▲ 0.50% · 4.625%
HK$312,782
+HK$15,662/mo
Deposit HK$6.17M · loan HK$55.56M · min. income ≈ HK$594,240/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,623,718 · Scale 2, in force from 26 Feb 2026)