LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,078
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,516
−HK$444/mo
Today · 4.125%
HK$14,960
baseline
▲ 0.50% · 4.625%
HK$15,871
+HK$911/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,920/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,661
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,081
−HK$426/mo
Today · 4.125%
HK$16,507
baseline
▲ 0.50% · 4.625%
HK$17,378
+HK$871/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,014/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,893
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,419
−HK$534/mo
Today · 4.125%
HK$17,953
baseline
▲ 0.50% · 4.625%
HK$19,045
+HK$1,092/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,906/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,794
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,298
−HK$511/mo
Today · 4.125%
HK$19,809
baseline
▲ 0.50% · 4.625%
HK$20,853
+HK$1,044/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,618/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,709
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,322
−HK$623/mo
Today · 4.125%
HK$20,945
baseline
▲ 0.50% · 4.625%
HK$22,219
+HK$1,274/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,890/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,926
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,514
−HK$596/mo
Today · 4.125%
HK$23,110
baseline
▲ 0.50% · 4.625%
HK$24,329
+HK$1,219/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,220/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,340
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,128
−HK$801/mo
Today · 4.125%
HK$26,929
baseline
▲ 0.50% · 4.625%
HK$28,567
+HK$1,638/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$53,858/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,190
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$767/mo
Today · 4.125%
HK$29,713
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,567/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$59,426/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,373 · Scale 2, in force from 26 Feb 2026)