LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,078
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,516
−HK$445/mo
Today · 4.125%
HK$14,961
baseline
▲ 0.50% · 4.625%
HK$15,871
+HK$910/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,922/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,662
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,082
−HK$426/mo
Today · 4.125%
HK$16,508
baseline
▲ 0.50% · 4.625%
HK$17,378
+HK$870/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,016/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,894
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,419
−HK$534/mo
Today · 4.125%
HK$17,953
baseline
▲ 0.50% · 4.625%
HK$19,046
+HK$1,093/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,906/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,794
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,298
−HK$512/mo
Today · 4.125%
HK$19,810
baseline
▲ 0.50% · 4.625%
HK$20,854
+HK$1,044/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,620/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,710
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,323
−HK$622/mo
Today · 4.125%
HK$20,945
baseline
▲ 0.50% · 4.625%
HK$22,220
+HK$1,275/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,890/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,515
−HK$596/mo
Today · 4.125%
HK$23,111
baseline
▲ 0.50% · 4.625%
HK$24,329
+HK$1,218/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,222/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,341
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,129
−HK$801/mo
Today · 4.125%
HK$26,930
baseline
▲ 0.50% · 4.625%
HK$28,569
+HK$1,639/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$53,860/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,191
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,947
−HK$767/mo
Today · 4.125%
HK$29,714
baseline
▲ 0.50% · 4.625%
HK$31,281
+HK$1,567/mo
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$59,428/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,397 · Scale 2, in force from 26 Feb 2026)