LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,796
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,175
−HK$4,450/mo
Today · 4.125%
HK$149,625
baseline
▲ 0.50% · 4.625%
HK$158,729
+HK$9,104/mo
Deposit HK$30.87M · loan HK$30.87M · min. income ≈ HK$299,250/mo (50% DSR)
Upfront cash ≈ HK$33.50M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,634
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$160,835
−HK$4,261/mo
Today · 4.125%
HK$165,096
baseline
▲ 0.50% · 4.625%
HK$173,799
+HK$8,703/mo
Deposit HK$30.87M · loan HK$30.87M · min. income ≈ HK$330,192/mo (50% DSR)
Upfront cash ≈ HK$33.50M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,955
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$174,211
−HK$5,339/mo
Today · 4.125%
HK$179,550
baseline
▲ 0.50% · 4.625%
HK$190,475
+HK$10,925/mo
Deposit HK$24.70M · loan HK$37.05M · min. income ≈ HK$359,100/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,961
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$193,002
−HK$5,114/mo
Today · 4.125%
HK$198,116
baseline
▲ 0.50% · 4.625%
HK$208,559
+HK$10,443/mo
Deposit HK$24.70M · loan HK$37.05M · min. income ≈ HK$396,232/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,114
−HK$12,361/mo
▼ 0.25% · 3.875%
HK$203,246
−HK$6,229/mo
Today · 4.125%
HK$209,475
baseline
▲ 0.50% · 4.625%
HK$222,221
+HK$12,746/mo
Deposit HK$18.52M · loan HK$43.22M · min. income ≈ HK$418,950/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,288
−HK$11,847/mo
▼ 0.25% · 3.875%
HK$225,169
−HK$5,966/mo
Today · 4.125%
HK$231,135
baseline
▲ 0.50% · 4.625%
HK$243,318
+HK$12,183/mo
Deposit HK$18.52M · loan HK$43.22M · min. income ≈ HK$462,270/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,433
−HK$15,892/mo
▼ 0.25% · 3.875%
HK$261,316
−HK$8,009/mo
Today · 4.125%
HK$269,325
baseline
▲ 0.50% · 4.625%
HK$285,713
+HK$16,388/mo
Deposit HK$6.17M · loan HK$55.57M · min. income ≈ HK$538,650/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,941
−HK$15,233/mo
▼ 0.25% · 3.875%
HK$289,503
−HK$7,671/mo
Today · 4.125%
HK$297,174
baseline
▲ 0.50% · 4.625%
HK$312,838
+HK$15,664/mo
Deposit HK$6.17M · loan HK$55.57M · min. income ≈ HK$594,348/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,624,190 · Scale 2, in force from 26 Feb 2026)