LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,802
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,182
−HK$4,449/mo
Today · 4.125%
HK$149,631
baseline
▲ 0.50% · 4.625%
HK$158,736
+HK$9,105/mo
Deposit HK$30.87M · loan HK$30.87M · min. income ≈ HK$299,262/mo (50% DSR)
Upfront cash ≈ HK$33.50M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,641
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$160,842
−HK$4,261/mo
Today · 4.125%
HK$165,103
baseline
▲ 0.50% · 4.625%
HK$173,806
+HK$8,703/mo
Deposit HK$30.87M · loan HK$30.87M · min. income ≈ HK$330,206/mo (50% DSR)
Upfront cash ≈ HK$33.50M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,962
−HK$10,596/mo
▼ 0.25% · 3.875%
HK$174,218
−HK$5,340/mo
Today · 4.125%
HK$179,558
baseline
▲ 0.50% · 4.625%
HK$190,483
+HK$10,925/mo
Deposit HK$24.70M · loan HK$37.05M · min. income ≈ HK$359,116/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,969
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$193,010
−HK$5,114/mo
Today · 4.125%
HK$198,124
baseline
▲ 0.50% · 4.625%
HK$208,567
+HK$10,443/mo
Deposit HK$24.70M · loan HK$37.05M · min. income ≈ HK$396,248/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,123
−HK$12,361/mo
▼ 0.25% · 3.875%
HK$203,254
−HK$6,230/mo
Today · 4.125%
HK$209,484
baseline
▲ 0.50% · 4.625%
HK$222,230
+HK$12,746/mo
Deposit HK$18.52M · loan HK$43.22M · min. income ≈ HK$418,968/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,297
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$225,178
−HK$5,967/mo
Today · 4.125%
HK$231,145
baseline
▲ 0.50% · 4.625%
HK$243,329
+HK$12,184/mo
Deposit HK$18.52M · loan HK$43.22M · min. income ≈ HK$462,290/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,443
−HK$15,893/mo
▼ 0.25% · 3.875%
HK$261,327
−HK$8,009/mo
Today · 4.125%
HK$269,336
baseline
▲ 0.50% · 4.625%
HK$285,725
+HK$16,389/mo
Deposit HK$6.17M · loan HK$55.57M · min. income ≈ HK$538,672/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,953
−HK$15,233/mo
▼ 0.25% · 3.875%
HK$289,515
−HK$7,671/mo
Today · 4.125%
HK$297,186
baseline
▲ 0.50% · 4.625%
HK$312,851
+HK$15,665/mo
Deposit HK$6.17M · loan HK$55.57M · min. income ≈ HK$594,372/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,624,300 · Scale 2, in force from 26 Feb 2026)