LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,834
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$145,214
−HK$4,451/mo
Today · 4.125%
HK$149,665
baseline
▲ 0.50% · 4.625%
HK$158,772
+HK$9,107/mo
Deposit HK$30.88M · loan HK$30.88M · min. income ≈ HK$299,330/mo (50% DSR)
Upfront cash ≈ HK$33.51M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,676
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$160,878
−HK$4,263/mo
Today · 4.125%
HK$165,141
baseline
▲ 0.50% · 4.625%
HK$173,845
+HK$8,704/mo
Deposit HK$30.88M · loan HK$30.88M · min. income ≈ HK$330,282/mo (50% DSR)
Upfront cash ≈ HK$33.51M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,000
−HK$10,598/mo
▼ 0.25% · 3.875%
HK$174,257
−HK$5,341/mo
Today · 4.125%
HK$179,598
baseline
▲ 0.50% · 4.625%
HK$190,526
+HK$10,928/mo
Deposit HK$24.70M · loan HK$37.06M · min. income ≈ HK$359,196/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,011
−HK$10,158/mo
▼ 0.25% · 3.875%
HK$193,053
−HK$5,116/mo
Today · 4.125%
HK$198,169
baseline
▲ 0.50% · 4.625%
HK$208,614
+HK$10,445/mo
Deposit HK$24.70M · loan HK$37.06M · min. income ≈ HK$396,338/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,167
−HK$12,364/mo
▼ 0.25% · 3.875%
HK$203,300
−HK$6,231/mo
Today · 4.125%
HK$209,531
baseline
▲ 0.50% · 4.625%
HK$222,281
+HK$12,750/mo
Deposit HK$18.53M · loan HK$43.23M · min. income ≈ HK$419,062/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,346
−HK$11,851/mo
▼ 0.25% · 3.875%
HK$225,229
−HK$5,968/mo
Today · 4.125%
HK$231,197
baseline
▲ 0.50% · 4.625%
HK$243,384
+HK$12,187/mo
Deposit HK$18.53M · loan HK$43.23M · min. income ≈ HK$462,394/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,500
−HK$15,897/mo
▼ 0.25% · 3.875%
HK$261,386
−HK$8,011/mo
Today · 4.125%
HK$269,397
baseline
▲ 0.50% · 4.625%
HK$285,789
+HK$16,392/mo
Deposit HK$6.18M · loan HK$55.59M · min. income ≈ HK$538,794/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,017
−HK$15,236/mo
▼ 0.25% · 3.875%
HK$289,580
−HK$7,673/mo
Today · 4.125%
HK$297,253
baseline
▲ 0.50% · 4.625%
HK$312,922
+HK$15,669/mo
Deposit HK$6.18M · loan HK$55.59M · min. income ≈ HK$594,506/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,624,892 · Scale 2, in force from 26 Feb 2026)