LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,861
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$145,243
−HK$4,452/mo
Today · 4.125%
HK$149,695
baseline
▲ 0.50% · 4.625%
HK$158,803
+HK$9,108/mo
Deposit HK$30.89M · loan HK$30.89M · min. income ≈ HK$299,390/mo (50% DSR)
Upfront cash ≈ HK$33.51M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,707
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$160,910
−HK$4,263/mo
Today · 4.125%
HK$165,173
baseline
▲ 0.50% · 4.625%
HK$173,880
+HK$8,707/mo
Deposit HK$30.89M · loan HK$30.89M · min. income ≈ HK$330,346/mo (50% DSR)
Upfront cash ≈ HK$33.51M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,034
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$174,292
−HK$5,342/mo
Today · 4.125%
HK$179,634
baseline
▲ 0.50% · 4.625%
HK$190,564
+HK$10,930/mo
Deposit HK$24.71M · loan HK$37.06M · min. income ≈ HK$359,268/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,048
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$193,092
−HK$5,116/mo
Today · 4.125%
HK$198,208
baseline
▲ 0.50% · 4.625%
HK$208,656
+HK$10,448/mo
Deposit HK$24.71M · loan HK$37.06M · min. income ≈ HK$396,416/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,206
−HK$12,366/mo
▼ 0.25% · 3.875%
HK$203,340
−HK$6,232/mo
Today · 4.125%
HK$209,572
baseline
▲ 0.50% · 4.625%
HK$222,324
+HK$12,752/mo
Deposit HK$18.53M · loan HK$43.24M · min. income ≈ HK$419,144/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,390
−HK$11,853/mo
▼ 0.25% · 3.875%
HK$225,273
−HK$5,970/mo
Today · 4.125%
HK$231,243
baseline
▲ 0.50% · 4.625%
HK$243,432
+HK$12,189/mo
Deposit HK$18.53M · loan HK$43.24M · min. income ≈ HK$462,486/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,550
−HK$15,900/mo
▼ 0.25% · 3.875%
HK$261,437
−HK$8,013/mo
Today · 4.125%
HK$269,450
baseline
▲ 0.50% · 4.625%
HK$285,846
+HK$16,396/mo
Deposit HK$6.18M · loan HK$55.60M · min. income ≈ HK$538,900/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,072
−HK$15,240/mo
▼ 0.25% · 3.875%
HK$289,637
−HK$7,675/mo
Today · 4.125%
HK$297,312
baseline
▲ 0.50% · 4.625%
HK$312,984
+HK$15,672/mo
Deposit HK$6.18M · loan HK$55.60M · min. income ≈ HK$594,624/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$2,625,410 · Scale 2, in force from 26 Feb 2026)