LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,086
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,524
−HK$446/mo
Today · 4.125%
HK$14,970
baseline
▲ 0.50% · 4.625%
HK$15,881
+HK$911/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,940/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,671
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,091
−HK$427/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,388
+HK$870/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,904
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,429
−HK$535/mo
Today · 4.125%
HK$17,964
baseline
▲ 0.50% · 4.625%
HK$19,057
+HK$1,093/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,928/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,805
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,309
−HK$512/mo
Today · 4.125%
HK$19,821
baseline
▲ 0.50% · 4.625%
HK$20,866
+HK$1,045/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,642/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,721
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,334
−HK$624/mo
Today · 4.125%
HK$20,958
baseline
▲ 0.50% · 4.625%
HK$22,233
+HK$1,275/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,916/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,939
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,528
−HK$597/mo
Today · 4.125%
HK$23,125
baseline
▲ 0.50% · 4.625%
HK$24,343
+HK$1,218/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,250/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,355
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,144
−HK$801/mo
Today · 4.125%
HK$26,945
baseline
▲ 0.50% · 4.625%
HK$28,585
+HK$1,640/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,890/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,964
−HK$768/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,567/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,752 · Scale 2, in force from 26 Feb 2026)