LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,087
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,525
−HK$445/mo
Today · 4.125%
HK$14,970
baseline
▲ 0.50% · 4.625%
HK$15,881
+HK$911/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,940/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,672
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,092
−HK$426/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,389
+HK$871/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,905
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,430
−HK$535/mo
Today · 4.125%
HK$17,965
baseline
▲ 0.50% · 4.625%
HK$19,058
+HK$1,093/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,930/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,806
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,310
−HK$512/mo
Today · 4.125%
HK$19,822
baseline
▲ 0.50% · 4.625%
HK$20,867
+HK$1,045/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,644/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,722
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,335
−HK$624/mo
Today · 4.125%
HK$20,959
baseline
▲ 0.50% · 4.625%
HK$22,234
+HK$1,275/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,918/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,940
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$597/mo
Today · 4.125%
HK$23,126
baseline
▲ 0.50% · 4.625%
HK$24,345
+HK$1,219/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,252/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,146
−HK$801/mo
Today · 4.125%
HK$26,947
baseline
▲ 0.50% · 4.625%
HK$28,587
+HK$1,640/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,894/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,209
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,966
−HK$767/mo
Today · 4.125%
HK$29,733
baseline
▲ 0.50% · 4.625%
HK$31,301
+HK$1,568/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$59,466/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,787 · Scale 2, in force from 26 Feb 2026)