LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,090
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,528
−HK$446/mo
Today · 4.125%
HK$14,974
baseline
▲ 0.50% · 4.625%
HK$15,885
+HK$911/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,948/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,675
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,096
−HK$426/mo
Today · 4.125%
HK$16,522
baseline
▲ 0.50% · 4.625%
HK$17,393
+HK$871/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,044/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,908
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,434
−HK$534/mo
Today · 4.125%
HK$17,968
baseline
▲ 0.50% · 4.625%
HK$19,062
+HK$1,094/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,936/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,810
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,315
−HK$511/mo
Today · 4.125%
HK$19,826
baseline
▲ 0.50% · 4.625%
HK$20,871
+HK$1,045/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,652/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$623/mo
Today · 4.125%
HK$20,963
baseline
▲ 0.50% · 4.625%
HK$22,239
+HK$1,276/mo
Deposit HK$1.85M · loan HK$4.33M · min. income ≈ HK$41,926/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$597/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,219/mo
Deposit HK$1.85M · loan HK$4.33M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,362
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,151
−HK$802/mo
Today · 4.125%
HK$26,953
baseline
▲ 0.50% · 4.625%
HK$28,593
+HK$1,640/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,906/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,215
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,972
−HK$768/mo
Today · 4.125%
HK$29,740
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,567/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$59,480/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,918 · Scale 2, in force from 26 Feb 2026)