LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,092
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,530
−HK$446/mo
Today · 4.125%
HK$14,976
baseline
▲ 0.50% · 4.625%
HK$15,887
+HK$911/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,952/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,677
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,098
−HK$426/mo
Today · 4.125%
HK$16,524
baseline
▲ 0.50% · 4.625%
HK$17,395
+HK$871/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,048/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,910
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,436
−HK$535/mo
Today · 4.125%
HK$17,971
baseline
▲ 0.50% · 4.625%
HK$19,064
+HK$1,093/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,942/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,813
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,317
−HK$512/mo
Today · 4.125%
HK$19,829
baseline
▲ 0.50% · 4.625%
HK$20,874
+HK$1,045/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,658/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,729
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$624/mo
Today · 4.125%
HK$20,966
baseline
▲ 0.50% · 4.625%
HK$22,242
+HK$1,276/mo
Deposit HK$1.85M · loan HK$4.33M · min. income ≈ HK$41,932/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,537
−HK$597/mo
Today · 4.125%
HK$23,134
baseline
▲ 0.50% · 4.625%
HK$24,353
+HK$1,219/mo
Deposit HK$1.85M · loan HK$4.33M · min. income ≈ HK$46,268/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,366
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,155
−HK$801/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,596
+HK$1,640/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,219
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,976
−HK$767/mo
Today · 4.125%
HK$29,743
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,568/mo
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$59,486/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$153,000 · Scale 2, in force from 26 Feb 2026)