LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,930
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,313
−HK$4,454/mo
Today · 4.125%
HK$149,767
baseline
▲ 0.50% · 4.625%
HK$158,880
+HK$9,113/mo
Deposit HK$30.90M · loan HK$30.90M · min. income ≈ HK$299,534/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,783
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,988
−HK$4,265/mo
Today · 4.125%
HK$165,253
baseline
▲ 0.50% · 4.625%
HK$173,964
+HK$8,711/mo
Deposit HK$30.90M · loan HK$30.90M · min. income ≈ HK$330,506/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,115
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$174,376
−HK$5,345/mo
Today · 4.125%
HK$179,721
baseline
▲ 0.50% · 4.625%
HK$190,656
+HK$10,935/mo
Deposit HK$24.72M · loan HK$37.08M · min. income ≈ HK$359,442/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,139
−HK$10,165/mo
▼ 0.25% · 3.875%
HK$193,185
−HK$5,119/mo
Today · 4.125%
HK$198,304
baseline
▲ 0.50% · 4.625%
HK$208,757
+HK$10,453/mo
Deposit HK$24.72M · loan HK$37.08M · min. income ≈ HK$396,608/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,301
−HK$12,373/mo
▼ 0.25% · 3.875%
HK$203,439
−HK$6,235/mo
Today · 4.125%
HK$209,674
baseline
▲ 0.50% · 4.625%
HK$222,432
+HK$12,758/mo
Deposit HK$18.54M · loan HK$43.26M · min. income ≈ HK$419,348/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,496
−HK$11,859/mo
▼ 0.25% · 3.875%
HK$225,383
−HK$5,972/mo
Today · 4.125%
HK$231,355
baseline
▲ 0.50% · 4.625%
HK$243,550
+HK$12,195/mo
Deposit HK$18.54M · loan HK$43.26M · min. income ≈ HK$462,710/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,673
−HK$15,908/mo
▼ 0.25% · 3.875%
HK$261,564
−HK$8,017/mo
Today · 4.125%
HK$269,581
baseline
▲ 0.50% · 4.625%
HK$285,984
+HK$16,403/mo
Deposit HK$6.18M · loan HK$55.62M · min. income ≈ HK$539,162/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,209
−HK$15,247/mo
▼ 0.25% · 3.875%
HK$289,778
−HK$7,678/mo
Today · 4.125%
HK$297,456
baseline
▲ 0.50% · 4.625%
HK$313,135
+HK$15,679/mo
Deposit HK$6.18M · loan HK$55.62M · min. income ≈ HK$594,912/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,626,682 · Scale 2, in force from 26 Feb 2026)