LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,944
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,328
−HK$4,454/mo
Today · 4.125%
HK$149,782
baseline
▲ 0.50% · 4.625%
HK$158,896
+HK$9,114/mo
Deposit HK$30.91M · loan HK$30.91M · min. income ≈ HK$299,564/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,798
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,004
−HK$4,266/mo
Today · 4.125%
HK$165,270
baseline
▲ 0.50% · 4.625%
HK$173,981
+HK$8,711/mo
Deposit HK$30.91M · loan HK$30.91M · min. income ≈ HK$330,540/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,132
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$174,393
−HK$5,345/mo
Today · 4.125%
HK$179,738
baseline
▲ 0.50% · 4.625%
HK$190,675
+HK$10,937/mo
Deposit HK$24.72M · loan HK$37.09M · min. income ≈ HK$359,476/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,158
−HK$10,166/mo
▼ 0.25% · 3.875%
HK$193,204
−HK$5,120/mo
Today · 4.125%
HK$198,324
baseline
▲ 0.50% · 4.625%
HK$208,778
+HK$10,454/mo
Deposit HK$24.72M · loan HK$37.09M · min. income ≈ HK$396,648/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,321
−HK$12,374/mo
▼ 0.25% · 3.875%
HK$203,459
−HK$6,236/mo
Today · 4.125%
HK$209,695
baseline
▲ 0.50% · 4.625%
HK$222,454
+HK$12,759/mo
Deposit HK$18.54M · loan HK$43.27M · min. income ≈ HK$419,390/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,518
−HK$11,860/mo
▼ 0.25% · 3.875%
HK$225,405
−HK$5,973/mo
Today · 4.125%
HK$231,378
baseline
▲ 0.50% · 4.625%
HK$243,574
+HK$12,196/mo
Deposit HK$18.54M · loan HK$43.27M · min. income ≈ HK$462,756/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,699
−HK$15,909/mo
▼ 0.25% · 3.875%
HK$261,590
−HK$8,018/mo
Today · 4.125%
HK$269,608
baseline
▲ 0.50% · 4.625%
HK$286,013
+HK$16,405/mo
Deposit HK$6.18M · loan HK$55.63M · min. income ≈ HK$539,216/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,237
−HK$15,248/mo
▼ 0.25% · 3.875%
HK$289,807
−HK$7,678/mo
Today · 4.125%
HK$297,485
baseline
▲ 0.50% · 4.625%
HK$313,166
+HK$15,681/mo
Deposit HK$6.18M · loan HK$55.63M · min. income ≈ HK$594,970/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,626,944 · Scale 2, in force from 26 Feb 2026)