LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,944
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,328
−HK$4,455/mo
Today · 4.125%
HK$149,783
baseline
▲ 0.50% · 4.625%
HK$158,896
+HK$9,113/mo
Deposit HK$30.91M · loan HK$30.91M · min. income ≈ HK$299,566/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,799
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$161,004
−HK$4,266/mo
Today · 4.125%
HK$165,270
baseline
▲ 0.50% · 4.625%
HK$173,982
+HK$8,712/mo
Deposit HK$30.91M · loan HK$30.91M · min. income ≈ HK$330,540/mo (50% DSR)
Upfront cash ≈ HK$33.53M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,133
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$174,394
−HK$5,345/mo
Today · 4.125%
HK$179,739
baseline
▲ 0.50% · 4.625%
HK$190,676
+HK$10,937/mo
Deposit HK$24.72M · loan HK$37.09M · min. income ≈ HK$359,478/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,159
−HK$10,165/mo
▼ 0.25% · 3.875%
HK$193,205
−HK$5,119/mo
Today · 4.125%
HK$198,324
baseline
▲ 0.50% · 4.625%
HK$208,778
+HK$10,454/mo
Deposit HK$24.72M · loan HK$37.09M · min. income ≈ HK$396,648/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,322
−HK$12,374/mo
▼ 0.25% · 3.875%
HK$203,460
−HK$6,236/mo
Today · 4.125%
HK$209,696
baseline
▲ 0.50% · 4.625%
HK$222,455
+HK$12,759/mo
Deposit HK$18.54M · loan HK$43.27M · min. income ≈ HK$419,392/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,519
−HK$11,859/mo
▼ 0.25% · 3.875%
HK$225,406
−HK$5,972/mo
Today · 4.125%
HK$231,378
baseline
▲ 0.50% · 4.625%
HK$243,575
+HK$12,197/mo
Deposit HK$18.54M · loan HK$43.27M · min. income ≈ HK$462,756/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,699
−HK$15,910/mo
▼ 0.25% · 3.875%
HK$261,591
−HK$8,018/mo
Today · 4.125%
HK$269,609
baseline
▲ 0.50% · 4.625%
HK$286,014
+HK$16,405/mo
Deposit HK$6.18M · loan HK$55.63M · min. income ≈ HK$539,218/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,238
−HK$15,249/mo
▼ 0.25% · 3.875%
HK$289,808
−HK$7,679/mo
Today · 4.125%
HK$297,487
baseline
▲ 0.50% · 4.625%
HK$313,167
+HK$15,680/mo
Deposit HK$6.18M · loan HK$55.63M · min. income ≈ HK$594,974/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,626,953 · Scale 2, in force from 26 Feb 2026)