LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,100
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,539
−HK$446/mo
Today · 4.125%
HK$14,985
baseline
▲ 0.50% · 4.625%
HK$15,896
+HK$911/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,970/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,686
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,107
−HK$427/mo
Today · 4.125%
HK$16,534
baseline
▲ 0.50% · 4.625%
HK$17,405
+HK$871/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,068/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,920
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,447
−HK$534/mo
Today · 4.125%
HK$17,981
baseline
▲ 0.50% · 4.625%
HK$19,076
+HK$1,095/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,962/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,824
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,329
−HK$512/mo
Today · 4.125%
HK$19,841
baseline
▲ 0.50% · 4.625%
HK$20,887
+HK$1,046/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,682/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,740
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,354
−HK$624/mo
Today · 4.125%
HK$20,978
baseline
▲ 0.50% · 4.625%
HK$22,255
+HK$1,277/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$41,956/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,961
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,550
−HK$598/mo
Today · 4.125%
HK$23,148
baseline
▲ 0.50% · 4.625%
HK$24,368
+HK$1,220/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$46,296/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,170
−HK$802/mo
Today · 4.125%
HK$26,972
baseline
▲ 0.50% · 4.625%
HK$28,613
+HK$1,641/mo
Deposit HK$618K · loan HK$5.57M · min. income ≈ HK$53,944/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,236
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,993
−HK$768/mo
Today · 4.125%
HK$29,761
baseline
▲ 0.50% · 4.625%
HK$31,330
+HK$1,569/mo
Deposit HK$618K · loan HK$5.57M · min. income ≈ HK$59,522/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,366 · Scale 2, in force from 26 Feb 2026)