LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,027
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,414
−HK$4,457/mo
Today · 4.125%
HK$149,871
baseline
▲ 0.50% · 4.625%
HK$158,990
+HK$9,119/mo
Deposit HK$30.92M · loan HK$30.92M · min. income ≈ HK$299,742/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,892
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$161,099
−HK$4,269/mo
Today · 4.125%
HK$165,368
baseline
▲ 0.50% · 4.625%
HK$174,085
+HK$8,717/mo
Deposit HK$30.92M · loan HK$30.92M · min. income ≈ HK$330,736/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,233
−HK$10,612/mo
▼ 0.25% · 3.875%
HK$174,497
−HK$5,348/mo
Today · 4.125%
HK$179,845
baseline
▲ 0.50% · 4.625%
HK$190,788
+HK$10,943/mo
Deposit HK$24.74M · loan HK$37.11M · min. income ≈ HK$359,690/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,270
−HK$10,171/mo
▼ 0.25% · 3.875%
HK$193,319
−HK$5,122/mo
Today · 4.125%
HK$198,441
baseline
▲ 0.50% · 4.625%
HK$208,902
+HK$10,461/mo
Deposit HK$24.74M · loan HK$37.11M · min. income ≈ HK$396,882/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,438
−HK$12,381/mo
▼ 0.25% · 3.875%
HK$203,580
−HK$6,239/mo
Today · 4.125%
HK$209,819
baseline
▲ 0.50% · 4.625%
HK$222,586
+HK$12,767/mo
Deposit HK$18.55M · loan HK$43.29M · min. income ≈ HK$419,638/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,648
−HK$11,867/mo
▼ 0.25% · 3.875%
HK$225,539
−HK$5,976/mo
Today · 4.125%
HK$231,515
baseline
▲ 0.50% · 4.625%
HK$243,718
+HK$12,203/mo
Deposit HK$18.55M · loan HK$43.29M · min. income ≈ HK$463,030/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,849
−HK$15,919/mo
▼ 0.25% · 3.875%
HK$261,745
−HK$8,023/mo
Today · 4.125%
HK$269,768
baseline
▲ 0.50% · 4.625%
HK$286,183
+HK$16,415/mo
Deposit HK$6.18M · loan HK$55.66M · min. income ≈ HK$539,536/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,405
−HK$15,257/mo
▼ 0.25% · 3.875%
HK$289,979
−HK$7,683/mo
Today · 4.125%
HK$297,662
baseline
▲ 0.50% · 4.625%
HK$313,352
+HK$15,690/mo
Deposit HK$6.18M · loan HK$55.66M · min. income ≈ HK$595,324/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,628,504 · Scale 2, in force from 26 Feb 2026)