LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,103
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,542
−HK$446/mo
Today · 4.125%
HK$14,988
baseline
▲ 0.50% · 4.625%
HK$15,900
+HK$912/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,976/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,690
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,111
−HK$426/mo
Today · 4.125%
HK$16,537
baseline
▲ 0.50% · 4.625%
HK$17,409
+HK$872/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,074/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,924
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,450
−HK$535/mo
Today · 4.125%
HK$17,985
baseline
▲ 0.50% · 4.625%
HK$19,080
+HK$1,095/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,970/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,828
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,333
−HK$512/mo
Today · 4.125%
HK$19,845
baseline
▲ 0.50% · 4.625%
HK$20,891
+HK$1,046/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,690/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,745
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,359
−HK$624/mo
Today · 4.125%
HK$20,983
baseline
▲ 0.50% · 4.625%
HK$22,259
+HK$1,276/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$41,966/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,966
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,555
−HK$597/mo
Today · 4.125%
HK$23,152
baseline
▲ 0.50% · 4.625%
HK$24,373
+HK$1,221/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$46,304/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,386
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,176
−HK$802/mo
Today · 4.125%
HK$26,978
baseline
▲ 0.50% · 4.625%
HK$28,619
+HK$1,641/mo
Deposit HK$618K · loan HK$5.57M · min. income ≈ HK$53,956/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,242
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,999
−HK$768/mo
Today · 4.125%
HK$29,767
baseline
▲ 0.50% · 4.625%
HK$31,336
+HK$1,569/mo
Deposit HK$618K · loan HK$5.57M · min. income ≈ HK$59,534/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,495 · Scale 2, in force from 26 Feb 2026)