LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,105
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,544
−HK$446/mo
Today · 4.125%
HK$14,990
baseline
▲ 0.50% · 4.625%
HK$15,902
+HK$912/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,980/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,692
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,113
−HK$426/mo
Today · 4.125%
HK$16,539
baseline
▲ 0.50% · 4.625%
HK$17,411
+HK$872/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,078/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,926
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,453
−HK$534/mo
Today · 4.125%
HK$17,987
baseline
▲ 0.50% · 4.625%
HK$19,082
+HK$1,095/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,974/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,830
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,335
−HK$512/mo
Today · 4.125%
HK$19,847
baseline
▲ 0.50% · 4.625%
HK$20,894
+HK$1,047/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,694/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,747
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,361
−HK$624/mo
Today · 4.125%
HK$20,985
baseline
▲ 0.50% · 4.625%
HK$22,262
+HK$1,277/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$41,970/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,968
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,558
−HK$597/mo
Today · 4.125%
HK$23,155
baseline
▲ 0.50% · 4.625%
HK$24,376
+HK$1,221/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$46,310/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,389
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,179
−HK$802/mo
Today · 4.125%
HK$26,981
baseline
▲ 0.50% · 4.625%
HK$28,623
+HK$1,642/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$53,962/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$768/mo
Today · 4.125%
HK$29,771
baseline
▲ 0.50% · 4.625%
HK$31,340
+HK$1,569/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$59,542/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,572 · Scale 2, in force from 26 Feb 2026)