LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,054
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,441
−HK$4,458/mo
Today · 4.125%
HK$149,899
baseline
▲ 0.50% · 4.625%
HK$159,020
+HK$9,121/mo
Deposit HK$30.93M · loan HK$30.93M · min. income ≈ HK$299,798/mo (50% DSR)
Upfront cash ≈ HK$33.56M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,921
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$161,129
−HK$4,270/mo
Today · 4.125%
HK$165,399
baseline
▲ 0.50% · 4.625%
HK$174,117
+HK$8,718/mo
Deposit HK$30.93M · loan HK$30.93M · min. income ≈ HK$330,798/mo (50% DSR)
Upfront cash ≈ HK$33.56M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,264
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$174,529
−HK$5,350/mo
Today · 4.125%
HK$179,879
baseline
▲ 0.50% · 4.625%
HK$190,824
+HK$10,945/mo
Deposit HK$24.74M · loan HK$37.12M · min. income ≈ HK$359,758/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,305
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$193,355
−HK$5,123/mo
Today · 4.125%
HK$198,478
baseline
▲ 0.50% · 4.625%
HK$208,941
+HK$10,463/mo
Deposit HK$24.74M · loan HK$37.12M · min. income ≈ HK$396,956/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,475
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$203,618
−HK$6,241/mo
Today · 4.125%
HK$209,859
baseline
▲ 0.50% · 4.625%
HK$222,628
+HK$12,769/mo
Deposit HK$18.56M · loan HK$43.30M · min. income ≈ HK$419,718/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,689
−HK$11,869/mo
▼ 0.25% · 3.875%
HK$225,581
−HK$5,977/mo
Today · 4.125%
HK$231,558
baseline
▲ 0.50% · 4.625%
HK$243,764
+HK$12,206/mo
Deposit HK$18.56M · loan HK$43.30M · min. income ≈ HK$463,116/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,897
−HK$15,921/mo
▼ 0.25% · 3.875%
HK$261,794
−HK$8,024/mo
Today · 4.125%
HK$269,818
baseline
▲ 0.50% · 4.625%
HK$286,236
+HK$16,418/mo
Deposit HK$6.19M · loan HK$55.67M · min. income ≈ HK$539,636/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,457
−HK$15,261/mo
▼ 0.25% · 3.875%
HK$290,033
−HK$7,685/mo
Today · 4.125%
HK$297,718
baseline
▲ 0.50% · 4.625%
HK$313,411
+HK$15,693/mo
Deposit HK$6.19M · loan HK$55.67M · min. income ≈ HK$595,436/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$2,628,994 · Scale 2, in force from 26 Feb 2026)