LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,063
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,451
−HK$4,458/mo
Today · 4.125%
HK$149,909
baseline
▲ 0.50% · 4.625%
HK$159,030
+HK$9,121/mo
Deposit HK$30.93M · loan HK$30.93M · min. income ≈ HK$299,818/mo (50% DSR)
Upfront cash ≈ HK$33.56M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,931
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,140
−HK$4,270/mo
Today · 4.125%
HK$165,410
baseline
▲ 0.50% · 4.625%
HK$174,129
+HK$8,719/mo
Deposit HK$30.93M · loan HK$30.93M · min. income ≈ HK$330,820/mo (50% DSR)
Upfront cash ≈ HK$33.56M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,276
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$174,541
−HK$5,350/mo
Today · 4.125%
HK$179,891
baseline
▲ 0.50% · 4.625%
HK$190,837
+HK$10,946/mo
Deposit HK$24.75M · loan HK$37.12M · min. income ≈ HK$359,782/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,317
−HK$10,175/mo
▼ 0.25% · 3.875%
HK$193,368
−HK$5,124/mo
Today · 4.125%
HK$198,492
baseline
▲ 0.50% · 4.625%
HK$208,954
+HK$10,462/mo
Deposit HK$24.75M · loan HK$37.12M · min. income ≈ HK$396,984/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,488
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$203,631
−HK$6,241/mo
Today · 4.125%
HK$209,872
baseline
▲ 0.50% · 4.625%
HK$222,643
+HK$12,771/mo
Deposit HK$18.56M · loan HK$43.30M · min. income ≈ HK$419,744/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,704
−HK$11,869/mo
▼ 0.25% · 3.875%
HK$225,596
−HK$5,977/mo
Today · 4.125%
HK$231,573
baseline
▲ 0.50% · 4.625%
HK$243,780
+HK$12,207/mo
Deposit HK$18.56M · loan HK$43.30M · min. income ≈ HK$463,146/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,913
−HK$15,923/mo
▼ 0.25% · 3.875%
HK$261,811
−HK$8,025/mo
Today · 4.125%
HK$269,836
baseline
▲ 0.50% · 4.625%
HK$286,255
+HK$16,419/mo
Deposit HK$6.19M · loan HK$55.68M · min. income ≈ HK$539,672/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,476
−HK$15,261/mo
▼ 0.25% · 3.875%
HK$290,052
−HK$7,685/mo
Today · 4.125%
HK$297,737
baseline
▲ 0.50% · 4.625%
HK$313,431
+HK$15,694/mo
Deposit HK$6.19M · loan HK$55.68M · min. income ≈ HK$595,474/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,168 · Scale 2, in force from 26 Feb 2026)