LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,064
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,452
−HK$4,458/mo
Today · 4.125%
HK$149,910
baseline
▲ 0.50% · 4.625%
HK$159,031
+HK$9,121/mo
Deposit HK$30.93M · loan HK$30.93M · min. income ≈ HK$299,820/mo (50% DSR)
Upfront cash ≈ HK$33.56M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,932
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,141
−HK$4,270/mo
Today · 4.125%
HK$165,411
baseline
▲ 0.50% · 4.625%
HK$174,130
+HK$8,719/mo
Deposit HK$30.93M · loan HK$30.93M · min. income ≈ HK$330,822/mo (50% DSR)
Upfront cash ≈ HK$33.56M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,276
−HK$10,616/mo
▼ 0.25% · 3.875%
HK$174,542
−HK$5,350/mo
Today · 4.125%
HK$179,892
baseline
▲ 0.50% · 4.625%
HK$190,838
+HK$10,946/mo
Deposit HK$24.75M · loan HK$37.12M · min. income ≈ HK$359,784/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,318
−HK$10,175/mo
▼ 0.25% · 3.875%
HK$193,369
−HK$5,124/mo
Today · 4.125%
HK$198,493
baseline
▲ 0.50% · 4.625%
HK$208,955
+HK$10,462/mo
Deposit HK$24.75M · loan HK$37.12M · min. income ≈ HK$396,986/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,489
−HK$12,385/mo
▼ 0.25% · 3.875%
HK$203,632
−HK$6,242/mo
Today · 4.125%
HK$209,874
baseline
▲ 0.50% · 4.625%
HK$222,644
+HK$12,770/mo
Deposit HK$18.56M · loan HK$43.30M · min. income ≈ HK$419,748/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,705
−HK$11,870/mo
▼ 0.25% · 3.875%
HK$225,597
−HK$5,978/mo
Today · 4.125%
HK$231,575
baseline
▲ 0.50% · 4.625%
HK$243,781
+HK$12,206/mo
Deposit HK$18.56M · loan HK$43.30M · min. income ≈ HK$463,150/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,915
−HK$15,922/mo
▼ 0.25% · 3.875%
HK$261,813
−HK$8,024/mo
Today · 4.125%
HK$269,837
baseline
▲ 0.50% · 4.625%
HK$286,256
+HK$16,419/mo
Deposit HK$6.19M · loan HK$55.68M · min. income ≈ HK$539,674/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,478
−HK$15,261/mo
▼ 0.25% · 3.875%
HK$290,053
−HK$7,686/mo
Today · 4.125%
HK$297,739
baseline
▲ 0.50% · 4.625%
HK$313,433
+HK$15,694/mo
Deposit HK$6.19M · loan HK$55.68M · min. income ≈ HK$595,478/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,182 · Scale 2, in force from 26 Feb 2026)