LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,109
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,547
−HK$446/mo
Today · 4.125%
HK$14,993
baseline
▲ 0.50% · 4.625%
HK$15,906
+HK$913/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,986/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,696
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,117
−HK$427/mo
Today · 4.125%
HK$16,544
baseline
▲ 0.50% · 4.625%
HK$17,416
+HK$872/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,088/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,930
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,457
−HK$535/mo
Today · 4.125%
HK$17,992
baseline
▲ 0.50% · 4.625%
HK$19,087
+HK$1,095/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$35,984/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,835
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,340
−HK$512/mo
Today · 4.125%
HK$19,852
baseline
▲ 0.50% · 4.625%
HK$20,899
+HK$1,047/mo
Deposit HK$2.47M · loan HK$3.71M · min. income ≈ HK$39,704/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,752
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,366
−HK$625/mo
Today · 4.125%
HK$20,991
baseline
▲ 0.50% · 4.625%
HK$22,268
+HK$1,277/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$41,982/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,974
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,563
−HK$598/mo
Today · 4.125%
HK$23,161
baseline
▲ 0.50% · 4.625%
HK$24,382
+HK$1,221/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$46,322/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,395
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,185
−HK$803/mo
Today · 4.125%
HK$26,988
baseline
▲ 0.50% · 4.625%
HK$28,630
+HK$1,642/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$53,976/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,252
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,010
−HK$769/mo
Today · 4.125%
HK$29,779
baseline
▲ 0.50% · 4.625%
HK$31,348
+HK$1,569/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$59,558/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$153,728 · Scale 2, in force from 26 Feb 2026)