LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,102
−HK$8,849/mo
▼ 0.25% · 3.875%
HK$145,491
−HK$4,460/mo
Today · 4.125%
HK$149,951
baseline
▲ 0.50% · 4.625%
HK$159,075
+HK$9,124/mo
Deposit HK$30.94M · loan HK$30.94M · min. income ≈ HK$299,902/mo (50% DSR)
Upfront cash ≈ HK$33.57M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,975
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$161,185
−HK$4,271/mo
Today · 4.125%
HK$165,456
baseline
▲ 0.50% · 4.625%
HK$174,177
+HK$8,721/mo
Deposit HK$30.94M · loan HK$30.94M · min. income ≈ HK$330,912/mo (50% DSR)
Upfront cash ≈ HK$33.57M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,323
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$174,590
−HK$5,351/mo
Today · 4.125%
HK$179,941
baseline
▲ 0.50% · 4.625%
HK$190,890
+HK$10,949/mo
Deposit HK$24.75M · loan HK$37.13M · min. income ≈ HK$359,882/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,370
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$193,422
−HK$5,125/mo
Today · 4.125%
HK$198,547
baseline
▲ 0.50% · 4.625%
HK$209,012
+HK$10,465/mo
Deposit HK$24.75M · loan HK$37.13M · min. income ≈ HK$397,094/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,543
−HK$12,388/mo
▼ 0.25% · 3.875%
HK$203,688
−HK$6,243/mo
Today · 4.125%
HK$209,931
baseline
▲ 0.50% · 4.625%
HK$222,705
+HK$12,774/mo
Deposit HK$18.56M · loan HK$43.32M · min. income ≈ HK$419,862/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,765
−HK$11,873/mo
▼ 0.25% · 3.875%
HK$225,659
−HK$5,979/mo
Today · 4.125%
HK$231,638
baseline
▲ 0.50% · 4.625%
HK$243,848
+HK$12,210/mo
Deposit HK$18.56M · loan HK$43.32M · min. income ≈ HK$463,276/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,984
−HK$15,927/mo
▼ 0.25% · 3.875%
HK$261,884
−HK$8,027/mo
Today · 4.125%
HK$269,911
baseline
▲ 0.50% · 4.625%
HK$286,334
+HK$16,423/mo
Deposit HK$6.19M · loan HK$55.69M · min. income ≈ HK$539,822/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,555
−HK$15,265/mo
▼ 0.25% · 3.875%
HK$290,133
−HK$7,687/mo
Today · 4.125%
HK$297,820
baseline
▲ 0.50% · 4.625%
HK$313,519
+HK$15,699/mo
Deposit HK$6.19M · loan HK$55.69M · min. income ≈ HK$595,640/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,899 · Scale 2, in force from 26 Feb 2026)