LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,104
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,493
−HK$4,459/mo
Today · 4.125%
HK$149,952
baseline
▲ 0.50% · 4.625%
HK$159,077
+HK$9,125/mo
Deposit HK$30.94M · loan HK$30.94M · min. income ≈ HK$299,904/mo (50% DSR)
Upfront cash ≈ HK$33.57M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,977
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$161,187
−HK$4,271/mo
Today · 4.125%
HK$165,458
baseline
▲ 0.50% · 4.625%
HK$174,179
+HK$8,721/mo
Deposit HK$30.94M · loan HK$30.94M · min. income ≈ HK$330,916/mo (50% DSR)
Upfront cash ≈ HK$33.57M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,325
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$174,592
−HK$5,351/mo
Today · 4.125%
HK$179,943
baseline
▲ 0.50% · 4.625%
HK$190,892
+HK$10,949/mo
Deposit HK$24.75M · loan HK$37.13M · min. income ≈ HK$359,886/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,372
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$193,424
−HK$5,125/mo
Today · 4.125%
HK$198,549
baseline
▲ 0.50% · 4.625%
HK$209,015
+HK$10,466/mo
Deposit HK$24.75M · loan HK$37.13M · min. income ≈ HK$397,098/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,546
−HK$12,387/mo
▼ 0.25% · 3.875%
HK$203,690
−HK$6,243/mo
Today · 4.125%
HK$209,933
baseline
▲ 0.50% · 4.625%
HK$222,707
+HK$12,774/mo
Deposit HK$18.56M · loan HK$43.32M · min. income ≈ HK$419,866/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,767
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$225,661
−HK$5,980/mo
Today · 4.125%
HK$231,641
baseline
▲ 0.50% · 4.625%
HK$243,851
+HK$12,210/mo
Deposit HK$18.56M · loan HK$43.32M · min. income ≈ HK$463,282/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,987
−HK$15,927/mo
▼ 0.25% · 3.875%
HK$261,888
−HK$8,026/mo
Today · 4.125%
HK$269,914
baseline
▲ 0.50% · 4.625%
HK$286,338
+HK$16,424/mo
Deposit HK$6.19M · loan HK$55.69M · min. income ≈ HK$539,828/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,558
−HK$15,266/mo
▼ 0.25% · 3.875%
HK$290,136
−HK$7,688/mo
Today · 4.125%
HK$297,824
baseline
▲ 0.50% · 4.625%
HK$313,523
+HK$15,699/mo
Deposit HK$6.19M · loan HK$55.69M · min. income ≈ HK$595,648/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,629,931 · Scale 2, in force from 26 Feb 2026)