LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,127
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,517
−HK$4,460/mo
Today · 4.125%
HK$149,977
baseline
▲ 0.50% · 4.625%
HK$159,103
+HK$9,126/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$299,954/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,002
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,213
−HK$4,272/mo
Today · 4.125%
HK$165,485
baseline
▲ 0.50% · 4.625%
HK$174,208
+HK$8,723/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$330,970/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,352
−HK$10,620/mo
▼ 0.25% · 3.875%
HK$174,620
−HK$5,352/mo
Today · 4.125%
HK$179,972
baseline
▲ 0.50% · 4.625%
HK$190,923
+HK$10,951/mo
Deposit HK$24.76M · loan HK$37.13M · min. income ≈ HK$359,944/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,403
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$193,456
−HK$5,126/mo
Today · 4.125%
HK$198,582
baseline
▲ 0.50% · 4.625%
HK$209,049
+HK$10,467/mo
Deposit HK$24.76M · loan HK$37.13M · min. income ≈ HK$397,164/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,578
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$203,724
−HK$6,244/mo
Today · 4.125%
HK$209,968
baseline
▲ 0.50% · 4.625%
HK$222,744
+HK$12,776/mo
Deposit HK$18.57M · loan HK$43.32M · min. income ≈ HK$419,936/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,803
−HK$11,876/mo
▼ 0.25% · 3.875%
HK$225,698
−HK$5,981/mo
Today · 4.125%
HK$231,679
baseline
▲ 0.50% · 4.625%
HK$243,891
+HK$12,212/mo
Deposit HK$18.57M · loan HK$43.32M · min. income ≈ HK$463,358/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,029
−HK$15,929/mo
▼ 0.25% · 3.875%
HK$261,930
−HK$8,028/mo
Today · 4.125%
HK$269,958
baseline
▲ 0.50% · 4.625%
HK$286,385
+HK$16,427/mo
Deposit HK$6.19M · loan HK$55.70M · min. income ≈ HK$539,916/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,604
−HK$15,269/mo
▼ 0.25% · 3.875%
HK$290,184
−HK$7,689/mo
Today · 4.125%
HK$297,873
baseline
▲ 0.50% · 4.625%
HK$313,574
+HK$15,701/mo
Deposit HK$6.19M · loan HK$55.70M · min. income ≈ HK$595,746/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,362 · Scale 2, in force from 26 Feb 2026)