LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,131
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$145,521
−HK$4,461/mo
Today · 4.125%
HK$149,982
baseline
▲ 0.50% · 4.625%
HK$159,108
+HK$9,126/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$299,964/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,007
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,218
−HK$4,272/mo
Today · 4.125%
HK$165,490
baseline
▲ 0.50% · 4.625%
HK$174,213
+HK$8,723/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$330,980/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,358
−HK$10,620/mo
▼ 0.25% · 3.875%
HK$174,626
−HK$5,352/mo
Today · 4.125%
HK$179,978
baseline
▲ 0.50% · 4.625%
HK$190,929
+HK$10,951/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$359,956/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,409
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$193,462
−HK$5,126/mo
Today · 4.125%
HK$198,588
baseline
▲ 0.50% · 4.625%
HK$209,056
+HK$10,468/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$397,176/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,584
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$203,730
−HK$6,244/mo
Today · 4.125%
HK$209,974
baseline
▲ 0.50% · 4.625%
HK$222,751
+HK$12,777/mo
Deposit HK$18.57M · loan HK$43.32M · min. income ≈ HK$419,948/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,810
−HK$11,876/mo
▼ 0.25% · 3.875%
HK$225,705
−HK$5,981/mo
Today · 4.125%
HK$231,686
baseline
▲ 0.50% · 4.625%
HK$243,898
+HK$12,212/mo
Deposit HK$18.57M · loan HK$43.32M · min. income ≈ HK$463,372/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,037
−HK$15,930/mo
▼ 0.25% · 3.875%
HK$261,938
−HK$8,029/mo
Today · 4.125%
HK$269,967
baseline
▲ 0.50% · 4.625%
HK$286,394
+HK$16,427/mo
Deposit HK$6.19M · loan HK$55.70M · min. income ≈ HK$539,934/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,613
−HK$15,269/mo
▼ 0.25% · 3.875%
HK$290,193
−HK$7,689/mo
Today · 4.125%
HK$297,882
baseline
▲ 0.50% · 4.625%
HK$313,584
+HK$15,702/mo
Deposit HK$6.19M · loan HK$55.70M · min. income ≈ HK$595,764/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,443 · Scale 2, in force from 26 Feb 2026)