LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,137
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,527
−HK$4,460/mo
Today · 4.125%
HK$149,987
baseline
▲ 0.50% · 4.625%
HK$159,114
+HK$9,127/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$299,974/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,013
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,224
−HK$4,272/mo
Today · 4.125%
HK$165,496
baseline
▲ 0.50% · 4.625%
HK$174,220
+HK$8,724/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$330,992/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,364
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$174,633
−HK$5,352/mo
Today · 4.125%
HK$179,985
baseline
▲ 0.50% · 4.625%
HK$190,937
+HK$10,952/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$359,970/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,416
−HK$10,180/mo
▼ 0.25% · 3.875%
HK$193,469
−HK$5,127/mo
Today · 4.125%
HK$198,596
baseline
▲ 0.50% · 4.625%
HK$209,064
+HK$10,468/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$397,192/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,592
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$203,738
−HK$6,244/mo
Today · 4.125%
HK$209,982
baseline
▲ 0.50% · 4.625%
HK$222,759
+HK$12,777/mo
Deposit HK$18.57M · loan HK$43.33M · min. income ≈ HK$419,964/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,819
−HK$11,876/mo
▼ 0.25% · 3.875%
HK$225,714
−HK$5,981/mo
Today · 4.125%
HK$231,695
baseline
▲ 0.50% · 4.625%
HK$243,908
+HK$12,213/mo
Deposit HK$18.57M · loan HK$43.33M · min. income ≈ HK$463,390/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,047
−HK$15,930/mo
▼ 0.25% · 3.875%
HK$261,949
−HK$8,028/mo
Today · 4.125%
HK$269,977
baseline
▲ 0.50% · 4.625%
HK$286,405
+HK$16,428/mo
Deposit HK$6.19M · loan HK$55.71M · min. income ≈ HK$539,954/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,624
−HK$15,270/mo
▼ 0.25% · 3.875%
HK$290,204
−HK$7,690/mo
Today · 4.125%
HK$297,894
baseline
▲ 0.50% · 4.625%
HK$313,596
+HK$15,702/mo
Deposit HK$6.19M · loan HK$55.71M · min. income ≈ HK$595,788/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,547 · Scale 2, in force from 26 Feb 2026)