LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,143
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,533
−HK$4,460/mo
Today · 4.125%
HK$149,993
baseline
▲ 0.50% · 4.625%
HK$159,120
+HK$9,127/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$299,986/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,020
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,231
−HK$4,272/mo
Today · 4.125%
HK$165,503
baseline
▲ 0.50% · 4.625%
HK$174,227
+HK$8,724/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$331,006/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,371
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$174,639
−HK$5,353/mo
Today · 4.125%
HK$179,992
baseline
▲ 0.50% · 4.625%
HK$190,944
+HK$10,952/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$359,984/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,424
−HK$10,180/mo
▼ 0.25% · 3.875%
HK$193,477
−HK$5,127/mo
Today · 4.125%
HK$198,604
baseline
▲ 0.50% · 4.625%
HK$209,072
+HK$10,468/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$397,208/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,600
−HK$12,391/mo
▼ 0.25% · 3.875%
HK$203,746
−HK$6,245/mo
Today · 4.125%
HK$209,991
baseline
▲ 0.50% · 4.625%
HK$222,768
+HK$12,777/mo
Deposit HK$18.57M · loan HK$43.33M · min. income ≈ HK$419,982/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,827
−HK$11,877/mo
▼ 0.25% · 3.875%
HK$225,723
−HK$5,981/mo
Today · 4.125%
HK$231,704
baseline
▲ 0.50% · 4.625%
HK$243,918
+HK$12,214/mo
Deposit HK$18.57M · loan HK$43.33M · min. income ≈ HK$463,408/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,057
−HK$15,931/mo
▼ 0.25% · 3.875%
HK$261,959
−HK$8,029/mo
Today · 4.125%
HK$269,988
baseline
▲ 0.50% · 4.625%
HK$286,416
+HK$16,428/mo
Deposit HK$6.19M · loan HK$55.71M · min. income ≈ HK$539,976/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,635
−HK$15,270/mo
▼ 0.25% · 3.875%
HK$290,215
−HK$7,690/mo
Today · 4.125%
HK$297,905
baseline
▲ 0.50% · 4.625%
HK$313,608
+HK$15,703/mo
Deposit HK$6.19M · loan HK$55.71M · min. income ≈ HK$595,810/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,651 · Scale 2, in force from 26 Feb 2026)