LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,157
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$145,548
−HK$4,461/mo
Today · 4.125%
HK$150,009
baseline
▲ 0.50% · 4.625%
HK$159,137
+HK$9,128/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$300,018/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,036
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$161,248
−HK$4,272/mo
Today · 4.125%
HK$165,520
baseline
▲ 0.50% · 4.625%
HK$174,245
+HK$8,725/mo
Deposit HK$30.95M · loan HK$30.95M · min. income ≈ HK$331,040/mo (50% DSR)
Upfront cash ≈ HK$33.58M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,389
−HK$10,622/mo
▼ 0.25% · 3.875%
HK$174,658
−HK$5,353/mo
Today · 4.125%
HK$180,011
baseline
▲ 0.50% · 4.625%
HK$190,964
+HK$10,953/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$360,022/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,443
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$193,497
−HK$5,128/mo
Today · 4.125%
HK$198,625
baseline
▲ 0.50% · 4.625%
HK$209,094
+HK$10,469/mo
Deposit HK$24.76M · loan HK$37.14M · min. income ≈ HK$397,250/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,620
−HK$12,393/mo
▼ 0.25% · 3.875%
HK$203,768
−HK$6,245/mo
Today · 4.125%
HK$210,013
baseline
▲ 0.50% · 4.625%
HK$222,792
+HK$12,779/mo
Deposit HK$18.57M · loan HK$43.33M · min. income ≈ HK$420,026/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,851
−HK$11,878/mo
▼ 0.25% · 3.875%
HK$225,747
−HK$5,982/mo
Today · 4.125%
HK$231,729
baseline
▲ 0.50% · 4.625%
HK$243,943
+HK$12,214/mo
Deposit HK$18.57M · loan HK$43.33M · min. income ≈ HK$463,458/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,083
−HK$15,934/mo
▼ 0.25% · 3.875%
HK$261,987
−HK$8,030/mo
Today · 4.125%
HK$270,017
baseline
▲ 0.50% · 4.625%
HK$286,447
+HK$16,430/mo
Deposit HK$6.19M · loan HK$55.71M · min. income ≈ HK$540,034/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,665
−HK$15,272/mo
▼ 0.25% · 3.875%
HK$290,246
−HK$7,691/mo
Today · 4.125%
HK$297,937
baseline
▲ 0.50% · 4.625%
HK$313,641
+HK$15,704/mo
Deposit HK$6.19M · loan HK$55.71M · min. income ≈ HK$595,874/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,630,929 · Scale 2, in force from 26 Feb 2026)