LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,175
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$145,566
−HK$4,461/mo
Today · 4.125%
HK$150,027
baseline
▲ 0.50% · 4.625%
HK$159,156
+HK$9,129/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$300,054/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,055
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$161,267
−HK$4,274/mo
Today · 4.125%
HK$165,541
baseline
▲ 0.50% · 4.625%
HK$174,266
+HK$8,725/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$331,082/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,409
−HK$10,624/mo
▼ 0.25% · 3.875%
HK$174,679
−HK$5,354/mo
Today · 4.125%
HK$180,033
baseline
▲ 0.50% · 4.625%
HK$190,988
+HK$10,955/mo
Deposit HK$24.76M · loan HK$37.15M · min. income ≈ HK$360,066/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,466
−HK$10,183/mo
▼ 0.25% · 3.875%
HK$193,521
−HK$5,128/mo
Today · 4.125%
HK$198,649
baseline
▲ 0.50% · 4.625%
HK$209,120
+HK$10,471/mo
Deposit HK$24.76M · loan HK$37.15M · min. income ≈ HK$397,298/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,644
−HK$12,394/mo
▼ 0.25% · 3.875%
HK$203,792
−HK$6,246/mo
Today · 4.125%
HK$210,038
baseline
▲ 0.50% · 4.625%
HK$222,819
+HK$12,781/mo
Deposit HK$18.57M · loan HK$43.34M · min. income ≈ HK$420,076/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,877
−HK$11,880/mo
▼ 0.25% · 3.875%
HK$225,774
−HK$5,983/mo
Today · 4.125%
HK$231,757
baseline
▲ 0.50% · 4.625%
HK$243,973
+HK$12,216/mo
Deposit HK$18.57M · loan HK$43.34M · min. income ≈ HK$463,514/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,114
−HK$15,935/mo
▼ 0.25% · 3.875%
HK$262,019
−HK$8,030/mo
Today · 4.125%
HK$270,049
baseline
▲ 0.50% · 4.625%
HK$286,481
+HK$16,432/mo
Deposit HK$6.19M · loan HK$55.72M · min. income ≈ HK$540,098/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,700
−HK$15,273/mo
▼ 0.25% · 3.875%
HK$290,281
−HK$7,692/mo
Today · 4.125%
HK$297,973
baseline
▲ 0.50% · 4.625%
HK$313,679
+HK$15,706/mo
Deposit HK$6.19M · loan HK$55.72M · min. income ≈ HK$595,946/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,248 · Scale 2, in force from 26 Feb 2026)