LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,118
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,557
−HK$446/mo
Today · 4.125%
HK$15,003
baseline
▲ 0.50% · 4.625%
HK$15,916
+HK$913/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,006/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,706
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,127
−HK$428/mo
Today · 4.125%
HK$16,555
baseline
▲ 0.50% · 4.625%
HK$17,427
+HK$872/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,110/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,942
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,469
−HK$535/mo
Today · 4.125%
HK$18,004
baseline
▲ 0.50% · 4.625%
HK$19,100
+HK$1,096/mo
Deposit HK$2.48M · loan HK$3.71M · min. income ≈ HK$36,008/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,847
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,353
−HK$513/mo
Today · 4.125%
HK$19,866
baseline
▲ 0.50% · 4.625%
HK$20,913
+HK$1,047/mo
Deposit HK$2.48M · loan HK$3.71M · min. income ≈ HK$39,732/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,765
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,380
−HK$625/mo
Today · 4.125%
HK$21,005
baseline
▲ 0.50% · 4.625%
HK$22,283
+HK$1,278/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$42,010/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,989
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,578
−HK$599/mo
Today · 4.125%
HK$23,177
baseline
▲ 0.50% · 4.625%
HK$24,398
+HK$1,221/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$46,354/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,203
−HK$803/mo
Today · 4.125%
HK$27,006
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,643/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$54,012/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$770/mo
Today · 4.125%
HK$29,799
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,570/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$59,598/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$154,143 · Scale 2, in force from 26 Feb 2026)