LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,197
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$145,589
−HK$4,462/mo
Today · 4.125%
HK$150,051
baseline
▲ 0.50% · 4.625%
HK$159,181
+HK$9,130/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$300,102/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,080
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$161,293
−HK$4,274/mo
Today · 4.125%
HK$165,567
baseline
▲ 0.50% · 4.625%
HK$174,294
+HK$8,727/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$331,134/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,436
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$174,707
−HK$5,354/mo
Today · 4.125%
HK$180,061
baseline
▲ 0.50% · 4.625%
HK$191,018
+HK$10,957/mo
Deposit HK$24.77M · loan HK$37.15M · min. income ≈ HK$360,122/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,496
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$193,552
−HK$5,128/mo
Today · 4.125%
HK$198,680
baseline
▲ 0.50% · 4.625%
HK$209,153
+HK$10,473/mo
Deposit HK$24.77M · loan HK$37.15M · min. income ≈ HK$397,360/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,676
−HK$12,396/mo
▼ 0.25% · 3.875%
HK$203,825
−HK$6,247/mo
Today · 4.125%
HK$210,072
baseline
▲ 0.50% · 4.625%
HK$222,854
+HK$12,782/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$420,144/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,912
−HK$11,881/mo
▼ 0.25% · 3.875%
HK$225,810
−HK$5,983/mo
Today · 4.125%
HK$231,793
baseline
▲ 0.50% · 4.625%
HK$244,012
+HK$12,219/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$463,586/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,154
−HK$15,938/mo
▼ 0.25% · 3.875%
HK$262,060
−HK$8,032/mo
Today · 4.125%
HK$270,092
baseline
▲ 0.50% · 4.625%
HK$286,527
+HK$16,435/mo
Deposit HK$6.19M · loan HK$55.73M · min. income ≈ HK$540,184/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,744
−HK$15,276/mo
▼ 0.25% · 3.875%
HK$290,327
−HK$7,693/mo
Today · 4.125%
HK$298,020
baseline
▲ 0.50% · 4.625%
HK$313,729
+HK$15,709/mo
Deposit HK$6.19M · loan HK$55.73M · min. income ≈ HK$596,040/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,664 · Scale 2, in force from 26 Feb 2026)