LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,198
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$145,590
−HK$4,463/mo
Today · 4.125%
HK$150,053
baseline
▲ 0.50% · 4.625%
HK$159,183
+HK$9,130/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$300,106/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,082
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$161,295
−HK$4,273/mo
Today · 4.125%
HK$165,568
baseline
▲ 0.50% · 4.625%
HK$174,296
+HK$8,728/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$331,136/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,438
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$174,709
−HK$5,354/mo
Today · 4.125%
HK$180,063
baseline
▲ 0.50% · 4.625%
HK$191,020
+HK$10,957/mo
Deposit HK$24.77M · loan HK$37.15M · min. income ≈ HK$360,126/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,498
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$193,554
−HK$5,128/mo
Today · 4.125%
HK$198,682
baseline
▲ 0.50% · 4.625%
HK$209,155
+HK$10,473/mo
Deposit HK$24.77M · loan HK$37.15M · min. income ≈ HK$397,364/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,678
−HK$12,396/mo
▼ 0.25% · 3.875%
HK$203,827
−HK$6,247/mo
Today · 4.125%
HK$210,074
baseline
▲ 0.50% · 4.625%
HK$222,856
+HK$12,782/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$420,148/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,915
−HK$11,881/mo
▼ 0.25% · 3.875%
HK$225,813
−HK$5,983/mo
Today · 4.125%
HK$231,796
baseline
▲ 0.50% · 4.625%
HK$244,014
+HK$12,218/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$463,592/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,157
−HK$15,938/mo
▼ 0.25% · 3.875%
HK$262,063
−HK$8,032/mo
Today · 4.125%
HK$270,095
baseline
▲ 0.50% · 4.625%
HK$286,530
+HK$16,435/mo
Deposit HK$6.19M · loan HK$55.73M · min. income ≈ HK$540,190/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,747
−HK$15,276/mo
▼ 0.25% · 3.875%
HK$290,330
−HK$7,693/mo
Today · 4.125%
HK$298,023
baseline
▲ 0.50% · 4.625%
HK$313,732
+HK$15,709/mo
Deposit HK$6.19M · loan HK$55.73M · min. income ≈ HK$596,046/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,692 · Scale 2, in force from 26 Feb 2026)