LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,206
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$145,598
−HK$4,463/mo
Today · 4.125%
HK$150,061
baseline
▲ 0.50% · 4.625%
HK$159,192
+HK$9,131/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$300,122/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,090
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$161,303
−HK$4,274/mo
Today · 4.125%
HK$165,577
baseline
▲ 0.50% · 4.625%
HK$174,305
+HK$8,728/mo
Deposit HK$30.96M · loan HK$30.96M · min. income ≈ HK$331,154/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,447
−HK$10,626/mo
▼ 0.25% · 3.875%
HK$174,718
−HK$5,355/mo
Today · 4.125%
HK$180,073
baseline
▲ 0.50% · 4.625%
HK$191,030
+HK$10,957/mo
Deposit HK$24.77M · loan HK$37.16M · min. income ≈ HK$360,146/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,508
−HK$10,185/mo
▼ 0.25% · 3.875%
HK$193,564
−HK$5,129/mo
Today · 4.125%
HK$198,693
baseline
▲ 0.50% · 4.625%
HK$209,166
+HK$10,473/mo
Deposit HK$24.77M · loan HK$37.16M · min. income ≈ HK$397,386/mo (50% DSR)
Upfront cash ≈ HK$27.40M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,688
−HK$12,397/mo
▼ 0.25% · 3.875%
HK$203,838
−HK$6,247/mo
Today · 4.125%
HK$210,085
baseline
▲ 0.50% · 4.625%
HK$222,868
+HK$12,783/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$420,170/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,926
−HK$11,882/mo
▼ 0.25% · 3.875%
HK$225,825
−HK$5,983/mo
Today · 4.125%
HK$231,808
baseline
▲ 0.50% · 4.625%
HK$244,027
+HK$12,219/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$463,616/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,171
−HK$15,938/mo
▼ 0.25% · 3.875%
HK$262,077
−HK$8,032/mo
Today · 4.125%
HK$270,109
baseline
▲ 0.50% · 4.625%
HK$286,545
+HK$16,436/mo
Deposit HK$6.19M · loan HK$55.73M · min. income ≈ HK$540,218/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,762
−HK$15,277/mo
▼ 0.25% · 3.875%
HK$290,346
−HK$7,693/mo
Today · 4.125%
HK$298,039
baseline
▲ 0.50% · 4.625%
HK$313,749
+HK$15,710/mo
Deposit HK$6.19M · loan HK$55.73M · min. income ≈ HK$596,078/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$2,631,832 · Scale 2, in force from 26 Feb 2026)