LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,222
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$145,614
−HK$4,463/mo
Today · 4.125%
HK$150,077
baseline
▲ 0.50% · 4.625%
HK$159,209
+HK$9,132/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$300,154/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,108
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,321
−HK$4,275/mo
Today · 4.125%
HK$165,596
baseline
▲ 0.50% · 4.625%
HK$174,324
+HK$8,728/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$331,192/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,466
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$174,737
−HK$5,356/mo
Today · 4.125%
HK$180,093
baseline
▲ 0.50% · 4.625%
HK$191,051
+HK$10,958/mo
Deposit HK$24.77M · loan HK$37.16M · min. income ≈ HK$360,186/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,529
−HK$10,186/mo
▼ 0.25% · 3.875%
HK$193,585
−HK$5,130/mo
Today · 4.125%
HK$198,715
baseline
▲ 0.50% · 4.625%
HK$209,189
+HK$10,474/mo
Deposit HK$24.77M · loan HK$37.16M · min. income ≈ HK$397,430/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,710
−HK$12,398/mo
▼ 0.25% · 3.875%
HK$203,860
−HK$6,248/mo
Today · 4.125%
HK$210,108
baseline
▲ 0.50% · 4.625%
HK$222,893
+HK$12,785/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$420,216/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,951
−HK$11,883/mo
▼ 0.25% · 3.875%
HK$225,850
−HK$5,984/mo
Today · 4.125%
HK$231,834
baseline
▲ 0.50% · 4.625%
HK$244,054
+HK$12,220/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$463,668/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,199
−HK$15,940/mo
▼ 0.25% · 3.875%
HK$262,106
−HK$8,033/mo
Today · 4.125%
HK$270,139
baseline
▲ 0.50% · 4.625%
HK$286,577
+HK$16,438/mo
Deposit HK$6.19M · loan HK$55.74M · min. income ≈ HK$540,278/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,794
−HK$15,278/mo
▼ 0.25% · 3.875%
HK$290,378
−HK$7,694/mo
Today · 4.125%
HK$298,072
baseline
▲ 0.50% · 4.625%
HK$313,784
+HK$15,712/mo
Deposit HK$6.19M · loan HK$55.74M · min. income ≈ HK$596,144/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,125 · Scale 2, in force from 26 Feb 2026)