LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,226
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$145,619
−HK$4,463/mo
Today · 4.125%
HK$150,082
baseline
▲ 0.50% · 4.625%
HK$159,214
+HK$9,132/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$300,164/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,112
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$161,326
−HK$4,275/mo
Today · 4.125%
HK$165,601
baseline
▲ 0.50% · 4.625%
HK$174,330
+HK$8,729/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$331,202/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,471
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$174,743
−HK$5,355/mo
Today · 4.125%
HK$180,098
baseline
▲ 0.50% · 4.625%
HK$191,057
+HK$10,959/mo
Deposit HK$24.77M · loan HK$37.16M · min. income ≈ HK$360,196/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,535
−HK$10,186/mo
▼ 0.25% · 3.875%
HK$193,591
−HK$5,130/mo
Today · 4.125%
HK$198,721
baseline
▲ 0.50% · 4.625%
HK$209,196
+HK$10,475/mo
Deposit HK$24.77M · loan HK$37.16M · min. income ≈ HK$397,442/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,716
−HK$12,399/mo
▼ 0.25% · 3.875%
HK$203,866
−HK$6,249/mo
Today · 4.125%
HK$210,115
baseline
▲ 0.50% · 4.625%
HK$222,900
+HK$12,785/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$420,230/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,957
−HK$11,884/mo
▼ 0.25% · 3.875%
HK$225,856
−HK$5,985/mo
Today · 4.125%
HK$231,841
baseline
▲ 0.50% · 4.625%
HK$244,062
+HK$12,221/mo
Deposit HK$18.58M · loan HK$43.35M · min. income ≈ HK$463,682/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,207
−HK$15,941/mo
▼ 0.25% · 3.875%
HK$262,114
−HK$8,034/mo
Today · 4.125%
HK$270,148
baseline
▲ 0.50% · 4.625%
HK$286,585
+HK$16,437/mo
Deposit HK$6.19M · loan HK$55.74M · min. income ≈ HK$540,296/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,802
−HK$15,279/mo
▼ 0.25% · 3.875%
HK$290,387
−HK$7,694/mo
Today · 4.125%
HK$298,081
baseline
▲ 0.50% · 4.625%
HK$313,793
+HK$15,712/mo
Deposit HK$6.19M · loan HK$55.74M · min. income ≈ HK$596,162/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,204 · Scale 2, in force from 26 Feb 2026)