LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,123
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,562
−HK$447/mo
Today · 4.125%
HK$15,009
baseline
▲ 0.50% · 4.625%
HK$15,922
+HK$913/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,018/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,712
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,133
−HK$428/mo
Today · 4.125%
HK$16,561
baseline
▲ 0.50% · 4.625%
HK$17,433
+HK$872/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,122/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,948
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,475
−HK$535/mo
Today · 4.125%
HK$18,010
baseline
▲ 0.50% · 4.625%
HK$19,106
+HK$1,096/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,020/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,854
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$513/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$20,920
+HK$1,047/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,772
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$625/mo
Today · 4.125%
HK$21,012
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,279/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,024/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,996
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$599/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,407
+HK$1,222/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,421
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$804/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,643/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$769/mo
Today · 4.125%
HK$29,809
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,571/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$59,618/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$154,360 · Scale 2, in force from 26 Feb 2026)