LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,123
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,563
−HK$446/mo
Today · 4.125%
HK$15,009
baseline
▲ 0.50% · 4.625%
HK$15,922
+HK$913/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,018/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,712
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,133
−HK$428/mo
Today · 4.125%
HK$16,561
baseline
▲ 0.50% · 4.625%
HK$17,434
+HK$873/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,122/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,948
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,475
−HK$536/mo
Today · 4.125%
HK$18,011
baseline
▲ 0.50% · 4.625%
HK$19,107
+HK$1,096/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,022/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,854
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$513/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$20,921
+HK$1,048/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,773
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,388
−HK$624/mo
Today · 4.125%
HK$21,012
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,279/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,024/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,997
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,587
−HK$598/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,407
+HK$1,222/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,422
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$803/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,660
+HK$1,644/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$770/mo
Today · 4.125%
HK$29,810
baseline
▲ 0.50% · 4.625%
HK$31,381
+HK$1,571/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$59,620/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$154,372 · Scale 2, in force from 26 Feb 2026)