LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,236
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$145,629
−HK$4,464/mo
Today · 4.125%
HK$150,093
baseline
▲ 0.50% · 4.625%
HK$159,225
+HK$9,132/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$300,186/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,124
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,338
−HK$4,274/mo
Today · 4.125%
HK$165,612
baseline
▲ 0.50% · 4.625%
HK$174,342
+HK$8,730/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$331,224/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,483
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$174,755
−HK$5,356/mo
Today · 4.125%
HK$180,111
baseline
▲ 0.50% · 4.625%
HK$191,071
+HK$10,960/mo
Deposit HK$24.78M · loan HK$37.16M · min. income ≈ HK$360,222/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,548
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$193,605
−HK$5,130/mo
Today · 4.125%
HK$198,735
baseline
▲ 0.50% · 4.625%
HK$209,211
+HK$10,476/mo
Deposit HK$24.78M · loan HK$37.16M · min. income ≈ HK$397,470/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,730
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$203,881
−HK$6,249/mo
Today · 4.125%
HK$210,130
baseline
▲ 0.50% · 4.625%
HK$222,916
+HK$12,786/mo
Deposit HK$18.58M · loan HK$43.36M · min. income ≈ HK$420,260/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,973
−HK$11,884/mo
▼ 0.25% · 3.875%
HK$225,873
−HK$5,984/mo
Today · 4.125%
HK$231,857
baseline
▲ 0.50% · 4.625%
HK$244,079
+HK$12,222/mo
Deposit HK$18.58M · loan HK$43.36M · min. income ≈ HK$463,714/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,225
−HK$15,942/mo
▼ 0.25% · 3.875%
HK$262,133
−HK$8,034/mo
Today · 4.125%
HK$270,167
baseline
▲ 0.50% · 4.625%
HK$286,606
+HK$16,439/mo
Deposit HK$6.19M · loan HK$55.74M · min. income ≈ HK$540,334/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,822
−HK$15,280/mo
▼ 0.25% · 3.875%
HK$290,408
−HK$7,694/mo
Today · 4.125%
HK$298,102
baseline
▲ 0.50% · 4.625%
HK$313,816
+HK$15,714/mo
Deposit HK$6.19M · loan HK$55.74M · min. income ≈ HK$596,204/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,392 · Scale 2, in force from 26 Feb 2026)