LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,240
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$145,633
−HK$4,464/mo
Today · 4.125%
HK$150,097
baseline
▲ 0.50% · 4.625%
HK$159,230
+HK$9,133/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$300,194/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,128
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$161,342
−HK$4,275/mo
Today · 4.125%
HK$165,617
baseline
▲ 0.50% · 4.625%
HK$174,347
+HK$8,730/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$331,234/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,488
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$174,760
−HK$5,356/mo
Today · 4.125%
HK$180,116
baseline
▲ 0.50% · 4.625%
HK$191,076
+HK$10,960/mo
Deposit HK$24.78M · loan HK$37.16M · min. income ≈ HK$360,232/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,553
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$193,610
−HK$5,130/mo
Today · 4.125%
HK$198,740
baseline
▲ 0.50% · 4.625%
HK$209,216
+HK$10,476/mo
Deposit HK$24.78M · loan HK$37.16M · min. income ≈ HK$397,480/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,736
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$203,886
−HK$6,250/mo
Today · 4.125%
HK$210,136
baseline
▲ 0.50% · 4.625%
HK$222,922
+HK$12,786/mo
Deposit HK$18.58M · loan HK$43.36M · min. income ≈ HK$420,272/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,979
−HK$11,885/mo
▼ 0.25% · 3.875%
HK$225,879
−HK$5,985/mo
Today · 4.125%
HK$231,864
baseline
▲ 0.50% · 4.625%
HK$244,086
+HK$12,222/mo
Deposit HK$18.58M · loan HK$43.36M · min. income ≈ HK$463,728/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,232
−HK$15,942/mo
▼ 0.25% · 3.875%
HK$262,140
−HK$8,034/mo
Today · 4.125%
HK$270,174
baseline
▲ 0.50% · 4.625%
HK$286,614
+HK$16,440/mo
Deposit HK$6.19M · loan HK$55.75M · min. income ≈ HK$540,348/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,830
−HK$15,281/mo
▼ 0.25% · 3.875%
HK$290,416
−HK$7,695/mo
Today · 4.125%
HK$298,111
baseline
▲ 0.50% · 4.625%
HK$313,824
+HK$15,713/mo
Deposit HK$6.19M · loan HK$55.75M · min. income ≈ HK$596,222/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,464 · Scale 2, in force from 26 Feb 2026)