LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,252
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$145,646
−HK$4,464/mo
Today · 4.125%
HK$150,110
baseline
▲ 0.50% · 4.625%
HK$159,243
+HK$9,133/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$300,220/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,141
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$161,356
−HK$4,275/mo
Today · 4.125%
HK$165,631
baseline
▲ 0.50% · 4.625%
HK$174,362
+HK$8,731/mo
Deposit HK$30.97M · loan HK$30.97M · min. income ≈ HK$331,262/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,502
−HK$10,629/mo
▼ 0.25% · 3.875%
HK$174,775
−HK$5,356/mo
Today · 4.125%
HK$180,131
baseline
▲ 0.50% · 4.625%
HK$191,092
+HK$10,961/mo
Deposit HK$24.78M · loan HK$37.17M · min. income ≈ HK$360,262/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,570
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$193,627
−HK$5,130/mo
Today · 4.125%
HK$198,757
baseline
▲ 0.50% · 4.625%
HK$209,234
+HK$10,477/mo
Deposit HK$24.78M · loan HK$37.17M · min. income ≈ HK$397,514/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,753
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$203,904
−HK$6,249/mo
Today · 4.125%
HK$210,153
baseline
▲ 0.50% · 4.625%
HK$222,941
+HK$12,788/mo
Deposit HK$18.58M · loan HK$43.36M · min. income ≈ HK$420,306/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,998
−HK$11,886/mo
▼ 0.25% · 3.875%
HK$225,898
−HK$5,986/mo
Today · 4.125%
HK$231,884
baseline
▲ 0.50% · 4.625%
HK$244,106
+HK$12,222/mo
Deposit HK$18.58M · loan HK$43.36M · min. income ≈ HK$463,768/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,253
−HK$15,944/mo
▼ 0.25% · 3.875%
HK$262,162
−HK$8,035/mo
Today · 4.125%
HK$270,197
baseline
▲ 0.50% · 4.625%
HK$286,638
+HK$16,441/mo
Deposit HK$6.19M · loan HK$55.75M · min. income ≈ HK$540,394/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,854
−HK$15,282/mo
▼ 0.25% · 3.875%
HK$290,440
−HK$7,696/mo
Today · 4.125%
HK$298,136
baseline
▲ 0.50% · 4.625%
HK$313,851
+HK$15,715/mo
Deposit HK$6.19M · loan HK$55.75M · min. income ≈ HK$596,272/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,688 · Scale 2, in force from 26 Feb 2026)