LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,262
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$145,656
−HK$4,464/mo
Today · 4.125%
HK$150,120
baseline
▲ 0.50% · 4.625%
HK$159,255
+HK$9,135/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$300,240/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,153
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$161,367
−HK$4,276/mo
Today · 4.125%
HK$165,643
baseline
▲ 0.50% · 4.625%
HK$174,374
+HK$8,731/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$331,286/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,514
−HK$10,631/mo
▼ 0.25% · 3.875%
HK$174,787
−HK$5,358/mo
Today · 4.125%
HK$180,145
baseline
▲ 0.50% · 4.625%
HK$191,106
+HK$10,961/mo
Deposit HK$24.78M · loan HK$37.17M · min. income ≈ HK$360,290/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,583
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$193,641
−HK$5,131/mo
Today · 4.125%
HK$198,772
baseline
▲ 0.50% · 4.625%
HK$209,249
+HK$10,477/mo
Deposit HK$24.78M · loan HK$37.17M · min. income ≈ HK$397,544/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,767
−HK$12,402/mo
▼ 0.25% · 3.875%
HK$203,919
−HK$6,250/mo
Today · 4.125%
HK$210,169
baseline
▲ 0.50% · 4.625%
HK$222,957
+HK$12,788/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$420,338/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,014
−HK$11,886/mo
▼ 0.25% · 3.875%
HK$225,914
−HK$5,986/mo
Today · 4.125%
HK$231,900
baseline
▲ 0.50% · 4.625%
HK$244,124
+HK$12,224/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$463,800/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,272
−HK$15,945/mo
▼ 0.25% · 3.875%
HK$262,181
−HK$8,036/mo
Today · 4.125%
HK$270,217
baseline
▲ 0.50% · 4.625%
HK$286,659
+HK$16,442/mo
Deposit HK$6.20M · loan HK$55.76M · min. income ≈ HK$540,434/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,875
−HK$15,283/mo
▼ 0.25% · 3.875%
HK$290,461
−HK$7,697/mo
Today · 4.125%
HK$298,158
baseline
▲ 0.50% · 4.625%
HK$313,874
+HK$15,716/mo
Deposit HK$6.20M · loan HK$55.76M · min. income ≈ HK$596,316/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,879 · Scale 2, in force from 26 Feb 2026)