LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,267
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$145,662
−HK$4,464/mo
Today · 4.125%
HK$150,126
baseline
▲ 0.50% · 4.625%
HK$159,261
+HK$9,135/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$300,252/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,158
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,373
−HK$4,276/mo
Today · 4.125%
HK$165,649
baseline
▲ 0.50% · 4.625%
HK$174,381
+HK$8,732/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$331,298/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,521
−HK$10,630/mo
▼ 0.25% · 3.875%
HK$174,794
−HK$5,357/mo
Today · 4.125%
HK$180,151
baseline
▲ 0.50% · 4.625%
HK$191,113
+HK$10,962/mo
Deposit HK$24.78M · loan HK$37.17M · min. income ≈ HK$360,302/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,590
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$193,648
−HK$5,131/mo
Today · 4.125%
HK$198,779
baseline
▲ 0.50% · 4.625%
HK$209,257
+HK$10,478/mo
Deposit HK$24.78M · loan HK$37.17M · min. income ≈ HK$397,558/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,774
−HK$12,402/mo
▼ 0.25% · 3.875%
HK$203,926
−HK$6,250/mo
Today · 4.125%
HK$210,176
baseline
▲ 0.50% · 4.625%
HK$222,965
+HK$12,789/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$420,352/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,022
−HK$11,887/mo
▼ 0.25% · 3.875%
HK$225,923
−HK$5,986/mo
Today · 4.125%
HK$231,909
baseline
▲ 0.50% · 4.625%
HK$244,133
+HK$12,224/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$463,818/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,281
−HK$15,946/mo
▼ 0.25% · 3.875%
HK$262,191
−HK$8,036/mo
Today · 4.125%
HK$270,227
baseline
▲ 0.50% · 4.625%
HK$286,669
+HK$16,442/mo
Deposit HK$6.20M · loan HK$55.76M · min. income ≈ HK$540,454/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,885
−HK$15,284/mo
▼ 0.25% · 3.875%
HK$290,472
−HK$7,697/mo
Today · 4.125%
HK$298,169
baseline
▲ 0.50% · 4.625%
HK$313,885
+HK$15,716/mo
Deposit HK$6.20M · loan HK$55.76M · min. income ≈ HK$596,338/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,632,976 · Scale 2, in force from 26 Feb 2026)